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Advanta Customizable Platinum BusinessCard with Unlimited Rewards |
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- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR Thereafter*
- 7.99% Variable APR on Purchases (based on Prime)
- NEW Feature! Unlimited Rewards*
- Earn rewards on travel, merchandise or even cash back
- 1 point earned for each dollar in purchases made
- No blackout dates or restrictions on travel rewards
- No Annual Fee and No Limit on the points you can earn
- Get employee cards with no fee and set monthly spending limits per user
- Personalized card - your company name on the top of the card
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Balance Transfers*
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15 Months*
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7.99%*
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None*
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Yes*
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Good Credit*
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Editor's Review:
The Advanta Customizable Platinum BusinessCard with Unlimited Rewards is ideal for people that own businesses that are looking for a single card with which to keep track of all of their purchases. This can work as a consolidation card or merely as one with which to earn rewards while making business-related purchases.
Upon approval for this card, you will receive a rebate of 5% on each of your purchases that are related to your business in some way. Qualifying business expenses include fuel, office supplies, computers and related supplies, utilities, cell phones, advertising and marketing. You will also earn a rebate on other purchases including a .25% rebate on purchases of $3,000, .5% on purchases that fall between $3,001 and $5,000, .75% on purchases that fall between $5,001 and $15,000 and 1% on purchases that exceed $15,000. Rebates are paid out once you have accumulated $50. You can earn rebates for as long as you have the card. There is no limit.
There is an additional reward program on this card that provides travel rewards for cardholders. You can earn a point for each $1 you spend on the card. Once you’ve accumulated enough points, you can then redeem them for travel rewards and Advanta bonus cards. While you can accumulate as many points as you’d like throughout the year, they will expire after three year’s time, so keep your eye on the expiration date if you’re to get the most out of this card. Both of these programs are free, so you can choose whichever best suits your lifestyle.
The Advanta Customizable Platinum BusinessCard with Unlimited Rewards also includes several other benefits including an extended warranty, access to your account online, a personalized card, discounts on participating products and auto rental insurance. Another great aspect is you can select your billing date, making for greater convenience.
There is no annual fee on this card; an extended 0% introductory rate for 15 months on any balance transfers you may need to perform as well as a very low ongoing interest rate that can be maintained so long as you keep the card in good standing.
In the end, this small business credit card is meant for business owners that need to consolidate some high interest credit card debt on a single card who plan to carry a balance at times and want the flexibility of being able to choose between a rebate program or a travel rewards program.
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(Review Date: October 13, 2008)
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