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Top Five Advanta Credit Cards
Unlike most credit card issuers, Advanta only
offers credit cards to corporations and small business owners. Of course, a
qualifying process is used that is different from what other issuers use when
issuing cards to individual consumers. In addition, Advanta also provides
additional financial services to both business professionals and small business
owners.
Advanta Business Rewards Platinum
The
most popular card that Advanta offers is the Advanta
Business Rewards Platinum Card. The interest rate on both purchases and cash
advances is a low 7.99% fixed rate. For the first sixteen billing cycles,
however, there is a 0% interest rate on balance transfers. The card has no
annual fee and offers either 5% cash back or travel rewards. The 5% cash back
for business purchases includes any purchases that are made on employee cards.
In addition, the card offers a business credit line of up to $50,000 with a
choice of business design that is customized with your business name.
For business owners, a great advantage to this card is your ability to
choose your payment due date. Once the card arrives in the mail, all you need to
do is call the toll free number that is provided with it and select the week you
want your payment to become due. In addition, these other services are offered
as well, includingl:
Free online bill payment
Statements and management reports are available online
Total online access that allows you to request credit line increases, add
cardholders, request balance transfers, and update account information
Customized checks for your account
Instant cash access at ATM's
Free vehicle rental insurance for your primary vehicle as well as automatic
theft and damage protection and extended warranty coverage
Discounts of up to 25% on purchases of products and services from selected
merchants
Advanta Life-of-Balance Business Credit Card
Advanta also offers a Life-of-Balance
Business Credit Card with no annual fee and no limit on earnings. The
interest rate is 2.99% fixed APR for life on any balances transferred within
three months of the card's issuance. The APR on new purchases is a variable
Prime plus 3.24%. You can also receive Travel Rewards or up to 6% cash back on
any of the follow options:
Utilities and Telecommunications
Computers and Office Supplies
Dining Expenses
Building Supplies
Travel Rewards Point Program
Up to 2% Cash Back on all other purchases
You do not have to sign up
for a specific Rewards Program at any precise moment. You may choose to wait
until later to do this.
Advanta Plantinum Business Card
The Advanta
Platinum Business Card has an APR of Prime plus 5.99% with an introductory
APR of 0% for the first twelve months for both purchases and balance transfers.
It also offers a credit line of up to $50,000 with no annual fee. You can pay
your bill online as well as have access to online statements and management
reports. In addition, you have the ability to request credit line increases, add
cardholders, request balance transfers, and up date your account information. It
has the same benefits as the Advanta Business Rewards Platinum Business Card.
Advanta Business Card
The last card that
Advanta has currently is the Advanta Business Card that also offers a 2.99% APR
for life on balance transfers within the first three months just like the
Life-of-Balance.
Future Card Offerings from Advanta
A fifth card is in the process that will work with merchants currently
working on Pass-By technology allowing contact free-purchases. It is scheduled
for release sometime in September of 2006. All of the above cards are issued
under MasterCard and are for businesses or business owners with good credit.
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