Citi® Platinum Select® / AAdvantage® World MasterCard®
With the Citi® Platinum Select® / AAdvantage® World MasterCard® you can earn miles for every dollar spent, redeemable for free travel via American Airlines (and participating partners).
With the Citi® Platinum Select® / AAdvantage® World MasterCard® you can earn miles for every dollar spent, redeemable for free travel via American Airlines (and participating partners).
Citi® Platinum Select® / AAdvantage® World MasterCard®
- Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership* more than enough for a round-trip domestic flight award*
- Earn an additional 10,000 AAdvantage® bonus miles after $5,000 in purchases during the first 6 months of card membership*
- Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of card membership*
- $85 annual fee waived for the first 12 months*
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Transfers
Credit Needed
N/A*
N/A*
15.24% Variable*
$85, waived for the first 12 months*
N/A*
Excellent Credit*
Editor's Review:
TheCiti® Platinum Select® / AAdvantage® World MasterCard® is provided by Citibank and is ideal for those with excellent credit who are looking for an airline credit card associated with American Airlines.
The Citi Platinum Select / AAdvantage World MasterCard offers many of the features expected of airline credit cards. For example, cardholders earn one mile for every dollar they spend with the card. These miles can then be redeemed to receive free travel with American Airlines and its participating partners. A cardholder can earn a maximum of 60,000 miles per year. Unlike many airlines credit card offers, however, these points do not expire so long as the account is active at least once during a three-year period. The Citi® Platinum Select® / AAdvantage® World MasterCard® also provides cardholders with 30,000 in bonus miles after making $750 in purchases within the first 4 months of card membership.
Another feature setting the Citi® Platinum Select® / AAdvantage® World MasterCard® apart from other airline credit cards is its "no pre-set spending limit" policy. With this policy, cardholders can occasionally exceed their preset spending limit based on payment history and credit history. Therefore, there are no over the limit fees associated with the card.
In addition, the variable APR for the credit card is determined by the Prime Rate. As with most credit cards, the APR for cash advances is higher than the APR for purchases. In addition, there is a minimum cap of 19.99% on the cash advance APR. This means the APR for cash advances will never be lower than 19.99%, no mater the Prime Rate.
Citi® Platinum Select® / AAdvantage® World MasterCard® has additional benefits beyond the rewards program. Among these benefits are the fraud and security protection services, purchase protection, protection from liability for unauthorized transactions, and extended warranty for purchases. The card also provides up to $1,000,000 in travel accident insurance, auto rental insurance, and a variety of additional travel and emergency assistance services.
There is a $85 annual fee associated with the Citi Platinum Select / AAdvantage World Mastercard, but this fee is waived during the first year. There is a 3% fee for cash advances with a minimum of $5.
