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Citi® Platinum Select® / AAdvantage® World MasterCard® |
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- 25,000 AAdvantage® Bonus Miles after You Make $750 in Purchases Within 4
Months*
- Earn 1 AAdvantage® Mile for Every $1 You Spend on Eligible Purchases - Up To
100,000 Miles Per Year*
- Redeem AAdvantage® Miles with Over 25 of the World's Top Airlines, Major Car
Rental Companies and Hundreds of Luxurious Hotels Worldwide*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
N/A*
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N/A*
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14.99%*
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$85*
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Yes*
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Good Credit*
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Editor's Review:
The Citi® Platinum Select® / AAdvantage® World MasterCard® is an airline credit card offered by Citibank. This card has been created especially for individuals with good credit who also frequently travel with American Airline.
With the Citi® Platinum Select® / AAdvantage® World MasterCard®, cardholders earn one airline mile for every dollar they spend. The miles earned with this card can then be used to earn free travel from American Airlines, as well as their participating partners. The points are also compatible with frequent flyer programs.
The maximum numbers of miles a cardholder can earn in one year is 100,000. There is, however, no expiration date on the number of miles a cardholder can earn as long as the account posts activity at least once during a three-year period. Cardholders can earn 25,000 bonus miles after making $750 purchases within 4 months of becoming a member. Cardholders also receive quarterly offers to travel to less certain destinations for less than 7,500 miles.
In addition to the rewards program, the Citi® Platinum Select® / AAdvantage® World MasterCard® has several additional benefits. One benefit of the card is that cardholders are permitted to occasionally go over their credit limit, so long as their credit and payment history are positive. The card also offers several travel benefits. For example, it provides up to $1,000,000 in travel accident insurance, auto rental insurance, roadside assistance, and a variety of additional travel and emergency assistance.
Security is also a top priority with this card. It offers lost and stolen card reporting and the option of adding a personal photo to the card. It also provides purchase protection, extended warranty for purchases, and emergency card and cash replacement.
There is an $85 annual fee associated with the Citi® Platinum Select® / AAdvantage® World MasterCard®. This fee is, however, waived during the first year of membership. The APR on the card is variable and based on the Prime Rate. There is, however, a minimum cap of 19.99% on cash advances. This means the lowest possible APR on cash advances is 19.99%, no matter how low the Prime Rate falls. The cash advance fee for this airline credit card is 3%, with a minimum fee of $5. There is not, however, a fee associated with balance transfers.
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(Review Date: July 24, 2008)
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