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Miles by Discover® Card

Miles by Discover® Card , brought to you by Discover Card and, is a superb airline credit card with air miles earned for purchases that can be redeemed for air travel. Search and compare each of the airline credit cards side by side and then apply online for the Miles Card from Discover.
Miles by Discover® Card
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 19.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Introductory Period Info
Regular APR
Annual Fee
Credit Needed
0% on Purchases, Balance Transfers*
10.99% - 19.99% (Variable)*
Excellent Credit*

Editor's Review: Those shopping the market for airline miles credit cards should seriously consider the Miles by Discover® Card. This airline credit card is a great match for someone with very good credit who is interested in taking advantage of the travel rewards provided by airline cards.

Like all airline credit cards, Miles Card cardholders can earn free airline miles based on their purchases. Specifically, cardholders earn one mile for every dollar they spend on general purchases using the Miles Card from Discover. These miles can then be used to reduce the price of airfare with most airlines based in the United States without blackout dates. This is different from many airline miles credit cards, which often only partner with one specific airline.

There is a maximum of 60,000 miles that can be earned in a year and miles earned will never expire unless the account is closed or remains inactive for a 36 month period. Other benefits of the Miles Card include travel accident insurance, auto rental insurance, fraud protection, and a variety of Internet services.

The Miles Card from Discover offers an introductory rate of 0% for the first six months on all balance transfers and purchases. In addition, there is no annual fee for this airline credit card, despite the outstanding miles program. After the 12 month introductory period expires, the APR for purchases can be as low as 10.99% variable and on cash advances as low as 21.99% fixed, depending upon credit history.

On the plus side as well, the Miles Card uses the "Average Daily Balance" method for determining finance charges, not the "Two Cycle Average Daily Balance". For those who intend to carry a balance on their cards, particularly those who intend to carry an occasional large card balance, the "Average Daily Balance" method of computing interest charges is a less expensive method for computing finance charges and a much better option, in our opinion.

(Review Date: January 14, 2014)