American Express Blue Cash® for Business

Editor's Review: The Blue Cash for Business from American Express card is a great card for more than just business owners. In fact, anyone with an average credit rating is likely to appreciate the many perks associated with this card, including a great introductory offer and a cash back program.

Those looking to transfer balances from credit cards with higher interest rates will certainly be interested in the Blue Cash from Business from American Express card. This card offers a 0% APR on all purchases made during the first six months and also offers a 7.99% APR on balance transfers. This low APR remains intact for the duration of the balance transfer loan.

The Cash Back rewards system is another bonus to the Blue Cash for Business from American Express credit card. With the Cash back rewards program, cardholders can earn anywhere from 1% to 5% back from purchases made using the card.

Unlike many American Express cards, there is no annual fee for the Blue Cash for Business from American Express card. In addition, there is no fee for adding other cardholders to the account. After the introductory rate is over, the APR for purchases is variable and based on the Prime Rate. The APR for balance transfers is also variable and based on the Prime Rate, but it is nearly twice as much as the APR for purchases. The APR for balance transfers made during the first six months, however, still remains a low 7.99%.

There is no minimum or maximum line of credit available with this credit card. Cardholders who exceed their limit, however, must pay a $35 fee. There is also a late fee of $15 on balances up to $100, a late fee of $29 on balances from $100 to $1,000, and a late fee of $35 on balances over $1,000.