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Gold Delta SkyMiles® Business Card |
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- Earn 20,000 Miles with First Purchase Made on Your Card
- Save a total of $250 off Delta flights
- Signup for 2 Additional Cards and Earn Additional 5,000 Bonus Miles
- No Blackout Dates and No Seat Restrictions -- Use Miles to Pay for Any Delta Seat, Anytime
- 25,000 Miles May also be Redeemed for a Domestic Economy Award Ticket
- Save 5% on Delta Flights Purchased Directly from Delta
- Earn 1 Delta Mile for Virtually Every Dollar You Spend
- Earn 2 Delta miles for Virtually Every Dollar You Spend at Office Supply Stores, Gas Stations, Home Improvement and Hardware Stores, Wireless Phone Bill Payments, and Qualifying Delta Flights
- No Annual Fee for the First Year - Savings of Up to $95
- No Annual Fee for Additional Cards
- Annual $99 Companion Certificate
- Save 3-25% on Business Purchases at Companies like FedEx, Hertz®, and more
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
N/A*
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N/A*
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Prime + 9.99%*
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$95*
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Yes*
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Good Credit*
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Editor's Review:
The Gold Delta SkyMiles Business Credit Card, which is issued by American Express, was created especially for businesses that have good credit. In addition, it is particularly attractive to business wishing to receive a reduction in expenses related to traveling with Delta Airlines.
The Gold Delta SkyMiles Business Credit Card provides cardholders with one mile for every dollar that is spent toward general purchases. For every purchase made at specific retailers and merchants, cardholders earn two miles. The cardholder also earns two miles for every dollar spent on Delta Air Lines.
As an added bonus, cardholders receive 20,000 bonus miles for making their first purchase. These miles never expire as long as the cardholder travels through Delta Air Lines at least one time every three years. There is a limit of $100,000 per year that are eligible for the program. In addition, miles earned with the card can be used along with the Delta frequent flyer program.
As with every card issued by American Express, cardholders receive many additional benefits. For example, they receive auto rental insurance, travel accident insurance, and emergency check-in service. Cardholders also receive purchase protection, extended warranty for purchases, and emergency card replacement. Businesses also gain access to the valuable OPEN: The Small Business Network service and receive the peace of mind afforded by emergency card replacement.
Any balance transfer submitted during the first six months of membership is subject to a low 9.99% APR. This low APR is good for the life of the balance transfer loan. In addition, all balance transfer fees are waived during the introductory period. After the introductory period is complete, the variable APR is based on the Prime Rate and balance transfers are subject to additional fees.
The Gold Delta SkyMiles Business Credit Card has an annual fee of $95. This fee is reduced to $45 for any cardholder who has another American Express card. In addition, the fee is waived completely for the first year. There is no fee associated with adding other cardholders to the account.
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(Review Date: October 13, 2008)
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