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Hilton HHonors® Platinum Card from American Express® |
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- Earn Up to 50,000 HHonors® Bonus Points When You Get the Card
- No Annual Fee
- Receive 5 HHonors Bonus Points for Every Dollar Spent on Hilton Family
Hotels Including Doubletree®, Embassy Suites Hotels®, Hampton Inns® and For Eligible Purchases at Supermarkets, Drugstores, Gas Stations, and More
- Get 3 HHonors Bonus Points for Each Eligible $1 You Spend Everywhere Else
- No Black Out Dates
- Express Approval. Get a Decision in 60 Seconds or Less*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
2.90%*
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6 Months*
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14.49%*
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None*
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Yes*
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Very Good Credit*
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Editor's Review:
The HHonors Platinum Card from American Express is an excellent credit card for individuals who have very good credit that wish to participate in a rewards program specifically geared toward Hilton Hotels.
The Hilton HHonors Platinum Card provides many attractive perks that are to be expected with Platinum status. Extended warranty for purchases, purchase protection, and protection from liability for unauthorized Internet transactions are among the standard benefits. In addition, cardholders receive guaranteed motel and hotel reservations, auto rental insurance, roadside assistance, and up to $100,000 in travel accident insurance. Medical and legal referral services and emergency card and cash replacement are also benefits of the card. Cardholders also gain access to the Offer Zone. Through this program, they receive discounts with several different merchants and retailers.
The Hilton HHonors Platinum Card also offers an excellent reward program. With this program, cardholders can earn three points for every dollar spent on general purchases with the card. In addition, cardholders receive five points for each dollar spent at Hilton Hotels, grocery stores, gas stations, restaurants, and drugstores. Using the card to pay for wireless phone bills and to purchase goods through the US Postal Service also earns the cardholder five points.
The points the cardholder earns with the Hilton HHonors Platinum Card never expire. There is, however, a $100,000 limit on the points system. The first $100,000 spent follows the points system as already described. Every dollar spent over the $100,000 earns two points, no matter where it is spent.
As an added bonus, the rewards program utilized by the card can be used in combination with the Hilton's HHonors rewards program. Through this combination, cardholders can earn more points as well as frequent flyer miles for specific hotel stays. Cardholders can also earn a 10,000 point bonus after they complete their first purchase with the card, so long as the purchase is made within one month the card has been approved. Cardholders can also earn up to 10,000 in bonus points as a reward for the first four stays at any Hilton Hotel.
There is no annual fee associated with the Hilton HHonors Platinum Card. In addition, the card offers a low 2.90% introductory APR. This APR is good on both balance transfers and purchases that take place during the first six months of membership. In order to receive the APR on balance transfers, the transfer needs to be initiated at the time the cardholder applies for the card. Following the introductory period, the variable APR for the card is based on the Prime Rate.
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(Review Date: October 13, 2008)  | |
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