Credit Card for Bad Credit | Centennial Visa®/MasterCard®

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Credit Card for Bad Credit - Centennial MasterCard®/Visa®

The Centennial MasterCard®/Visa® is a credit card for bad credit and for those with less than perfect credit. Search and compare credit cards for bad credit and apply online for the Centennial MasterCard®/Visa®.

Centennial MasterCard®/Visa®

Fixed Low APR on All Purchases*
Reports to all Four Major Credit Bureaus Monthly*
Access your Account by Phone Anytime*
See application for complete list of conditions, terms & fees*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	9.9%*	$48*	N/A*	Bad Credit OK*

Editor's Review: For those individuals with less than perfect credit looking for a credit card, the Centennial Visa®/MasterCard® might be the right card for you. The various fees that are applicable for this card include the following: a $29 account set-up fee, an annual fee of $48, a $95 program fee, and a $6 fee for monthly participation. These fees are fairly typical among unsecured cards that are designed for individuals with less than perfect credit. The fees will be billed to your first statement and will reduce your available credit until they are paid off in full.

The APR on purchases is considered very low comparable to similar cards. Nevertheless, individuals need to bear in mind the numerous fees that will be applied when considering this card. If you don't pay the charges in full, they'll just be applied to your overall total balance and you'll end up accruing additional finance expense charges on your account.

All transactions will be reported monthly to all four major credit bureaus as an unsecured credit card.

Although the rate posted for purchases of 9.9 is fixed, if the cardholder's account goes past the due date two times in any six month period, or goes past the due date for two consecutive billing cycles the penalty pricing will apply and the APR for purchases will increase to 19.9%.

(Review Date: October 13, 2008)


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*Please be sure to see the specific credit cards for people with bad credit application for additional details about the terms of the credit card offer that you are interested in. We make a reasonable effort to maintain informational accuracy. However, all information and any details pertaining to each credit card presented are done so without warranty. After clicking on the "Apply Here" button, make sure to review ALL of the conditions and terms pertaining to that offer on the credit card issuer's web site.

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