Credit Card for Bad Credit - Centennial Gold

The Centennial Gold MasterCard®/Visa® is a credit card for bad credit and for those with less than perfect credit. Search and compare credit cards for bad credit and then apply online for the Centennial Gold MasterCard®/Visa®.

Centennial Gold MasterCard®/Visa® - Bad Credit

Fixed Low APR on All Purchases*
Reports to all Four Major Credit Bureaus Monthly*
Access your Account by Phone Anytime*
Enjoy the Prestige of Gold Card Membership*
See application for complete list of conditions, terms fees*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	9.9%*	$48*	N/A*	Bad Credit OK*

Editor's Review: The Centennial Gold MasterCard®/Visa® is a gold credit card designed primarily for people with less than perfect credit.

Credit cards of this type commonly have additional fees associated with them because of the potential increased risk of default by cardholders in this category. This card is no exception. The fees for this card include the following: $48 annual fee, $29 account set-up, $95 program fee, and a $6 monthly participation fee. All transactions for this credit card are reported to all four of the major credit reporting agencies. Be aware, however, that these fees will be billed to your first statement, in effect, reducing your available credit until the fees are paid in full.

On the plus side, the APR for purchases with this card is considered very low comparable to similar credit cards. Nevertheless, if you are considering this card, bear in mind the fees that are associated with ownership of this card. As previously mentioned these fees are NOT uncommon but if they are not paid in full, they will simply be applied to the overall card balance and accrue additional finance charges on the account.

*Although the rate posted for purchases of 9.9 is fixed, if the cardholder's account goes past the due date two times in any six month period, or goes past the due date for two consecutive billing cycles the penalty pricing will apply and the APR for purchases will increase to 19.9%.

(Review Date: October 13, 2008)


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*Please be sure to see the specific credit cards for people with bad credit application for additional details about the terms of the credit card offer that you are interested in. We make a reasonable effort to maintain informational accuracy. However, all information and any details pertaining to each credit card presented are done so without warranty. After clicking on the "Apply Here" button, make sure to review ALL of the conditions and terms pertaining to that offer on the credit card issuer's web site.

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