The following Continental Finance MasterCard brought to you by the Continental Finance Company and CreditCardAssist.com is an unsecured credit card for people who have less than perfect credit. If you're looking for a second chance on your credit, take a closer look at the details of the Continental Finance Card below and then apply online.
Continental Finance MasterCard®
Get Your Application Results in Seconds
Monthly Reporting to the Major Credit Bureaus
Free Online Access
Excellent Online Tools for Managing Your Finances
Semi-Annual Credit Limit Increases*
No Minimum Monthly Income Requirements
Unsecured MasterCard Accepted at Millions of Locations Worldwide
*See Website for Other Fees, Rates, and Terms and Conditions
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
N/A*
N/A*
19.92%*
$50*
N/A*
Bad Credit OK*
Editor's Review:
If you have poor credit and you're looking for a chance to improve your financial standing, the Continental Finance MasterCard may be something to consider. It is distributed by the First Bank of Delaware and acts as an alternative to secured and prepaid credit cards.
When you are approved for the Continental Finance MasterCard, you’re essentially getting a second chance on your credit. It is unsecured and will actually report to the main credit bureaus on your behalf. Normally, you’d have to pay for this feature if it is even offered at all. This way, once you begin making payments on time and your use of the card is responsible, your payment history will be reported to the credit bureaus.
Besides the obvious benefit of free credit reporting, there are a few other perks associated with this card as well. For instance, you can access your account online and utilize the many finance managing tools included in their system. As a cardholder, you are also eligible for semi-annual credit limit increases, which is always a nice boost. It is a slow process, but this card tries hard to help you get your credit back in tip-top shape.
There is quite a bit of flexibility associated with this card. This is what makes it stand out from other cards meant for people with poor credit. However, this does come at a price. The APR on average is 19.92%, which is quite high. There is a $50 annual fee and there is a maintenance fee you must pay every month of $15. And while this fee is waived during your first month of service, you are expected to pay a $200 processing fee when you sign up. This brings the grand total to $392 in fees on this credit card for the first year. This can be quite a burden, especially for someone not in a good financial place.
The Continental Finance MasterCard carries a lot of fees with it, making it a bit out of reach for some. However, if your income is good and you want to quickly put bad credit behind you, this card may be just the way to do that. With the free credit bureau reporting and unsecured status, you will be on your way in no time.
*Please be sure to see the specific credit cards for people with bad credit application for
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