Continental Finance Gold MasterCard

The following Continental Finance Gold MasterCard brought to you from CreditCardAssist.com is an unsecured credit card for people who'd like a second chance with their credit. Take a look at additional details and features of the card below and then apply online for the Continental Finance Gold MasterCard.

Continental Finance Gold MasterCard®

Rates As Low as 9.75% APR*
Unsecured MasterCard Accepted at Millions of Locations Worldwide
Monthly Reporting to the Major Credit Bureaus
FREE Online Access
Excellent Online Tools for Managing Your Finances
Semi-Annual Credit Limit Increases*
Prestige of Carrying a Gold Card
*See Website for Other Fees, Rates, and Terms and Conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	9.75%*	$25*	N/A*	Bad Credit OK*

Editor's Review: The Continental Finance Gold MasterCard is distributed by First Bank of Delaware and is the perfect credit card for those that have let their credit slip and want a second chance with their credit.

Since the Continental Finance Gold MasterCard is intended for those with poor credit, it works a bit differently than a typical credit card for bad credit - it is unsecured and actually reports to the major credit bureaus. This is what sets this card apart from others like it. You see, normally when a person with poor credit gets a credit card, it is a prepaid or secured card that does nothing for your credit score. You may as well have paid in cash. However, this card does report to the credit bureaus, allowing you to get your credit back on track.

When you are approved for this card, you gain access to numerous benefits including a low 9.75% APR. You will also get online access to your account and finance managing tools. You credit limit will be increased semi-annually so long as you keep the card in good standing. Additionally, you are not required to make a security deposit. The free credit bureau reporting is the real draw to this card, however, making it the primary factor people cite when deciding to join.

Because this credit card is intended for those with poor credit, it does not have all of the luxuries of other cards. For instance, you are required to pay fees for all sorts of things. There is an annual fee of $25 and a monthly maintenance fee of $12. And though the first month’s maintenance fee is waived, you are required to pay a $200 processing fee. All in all, you pay $357 in fees on this credit card.

The Continental Finance Gold MasterCard is a good choice for those with poor credit that would like to boost their credit score while still experiencing some of the normalcy of a standard credit card. However, this minor flexibility does not come without a price. There are quite a few fees, which could be difficult for someone on a tight budget. However, if income difficulties and the reasons why you got bad credit in the first place are securely in the past and you’re willing to pay a bit upfront to get your credit score back where it needs to be, this might just be the right credit card for you.

(Review Date: October 13, 2008)


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*Please be sure to see the specific credit cards for people with bad credit application for additional details about the terms of the credit card offer that you are interested in. We make a reasonable effort to maintain informational accuracy. However, all information and any details pertaining to each credit card presented are done so without warranty. After clicking on the "Apply Here" button, make sure to review ALL of the conditions and terms pertaining to that offer on the credit card issuer's web site.

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