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Credit Cards for Bad Credit

Credit can very easily go bad. Using poor judgment, simply mismanaging your credit or maybe a sudden life change like a job switch or an abrupt change in your financial circumstances. Regardless of your personal situation, this doesn't necessarily mean that you cannot qualify and obtain a credit card.

Many of the best credit cards for bad credit available are listed below for all people who've had either a history of bad credit, have limited credit or even for those who are currently trying to fix their credit.

Depending on your circumstance, consolidating your debt or even the use of introductory "teaser" APRs on balance transfer credit cards might be your best choice.

But for those of you who have no other option but to start from ground zero in re-establishing your credit history, at CreditCardAssist.com, we've provided information on a variety of credit cards for bad credit that are designed specifically for those who need help with their poor credit history.

Credit Cards for People with Bad Credit - Reviews

We have listed a variety of the top credit cards for bad credit available below. So go ahead and search, compare each card and then apply for any of our featured cards for bad credit today.

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Best Card for Bad Credit
AccountNow® Prepaid Visa® Card
AccountNow Prepaid Bad Credit
Application
  • FREE Credit Builder
  • $0 ACTIVATION FEE - when you load your card by direct deposit
  • NEW! Now with the iAdvance℠ loan option, no credit check needed.
  • 100% Guaranteed Approval*
  • FREE Online Check Writing
  • FREE Direct Deposit
  • NO Overdraft Fees or Minimum Balance Required
  • Re-loadable with a $10,000 balance limit
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
N/A*
N/A*
N/A*
$4.95 Monthly Fee*
N/A*
Bad Credit OK*
Editor's Review: For those with less than perfect credit, a prepaid card might be a good alternative solution instead of a traditional unsecured credit card. The AccountNow® Prepaid Visa® card provides many of the advantages of a traditional card without the risk of accumulating a substantial amount of debt or finance charges. AccountNow® Prepaid has a great "Credit Builder" feature for cardholders with less than perfect credit that can help to build a cardholder's credit worthiness by reporting their payment history ...more info
 
New Millennium Bank Secured Black Diamond Visa® or MasterCard®
Secured Black Diamond
Application
  • Approved Regardless of Credit History
  • No Credit Check
  • Reports to All 3 Bureaus
  • Total Credit Limit Up to $10,000
  • Get Cash at Over 740,000 ATMs
  • Emergency Cash Transfers
  • Auto Rental Insurance
  • $100,000 Travel Accident Insurance
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
N/A*
N/A*
19.5%*
$59*
N/A*
Bad Credit is OK*
Editor's Review: New Millennium Bank Secured Black Diamond Visa® or MasterCard® is a secured card designed for those limited credit or poor or less than perfect credit who might find it challenging to get a traditional, unsecured credit card. ...more info
 
New Millennium Bank Secured Platinum Visa® or MasterCard®
New Millenium Bank Secured Platinum
Apply Here
  • Guaranteed Issue
  • Credit Amount Equals of the Deposit
  • Get Approved for Up To $10,000 in Secured Credit with No Credit Check
  • Free Companion Airfare
  • Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
  • Complimentary Online Services for Account Management and Payments
  • Be Approved Regardless of Income or Credit History
  • Reports to the 3 Major Credit Bureaus
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
N/A*
N/A*
N/A*
$59*
N/A*
Bad Credit OK*
Editor's Review: The New Millennium Bank Secured Platinum Visa®/MasterCard® is one of 3 secured cards issued by New Millennium Bank. The NMB Secured Platinum card is designed for individuals with less than perfect or limited credit histories, but also for those with poor credit who find it difficult to get approval for traditional unsecured credit card products. ...more info
 

Looking for more articles on credit repair and credit cards for bad credit? We've provided more articles, tips, advice and resources below:
  • Card Options for Bad Credit - Having a history of bad credit isn't good. Fortunately, the bad credit (also known as "sub-prime") lending market is a substantial market opportunity, and in fact, many financial institutions are quite eager to offer credit to those who aren't able to obtain it through normal channels.
  • Bankruptcy and Credit Cards - There are several different types of bankruptcy classifications for individuals and organizations. Each one is designed for specific cases and made for protecting determined persons or companies. But for some reason, many consumers still receive a flood of credit card offers from credit card companies even after filing for bankruptcy. How is that possible?
  • Repair Your Credit Rating - Credit cards are the most accessible form of credit that one can obtain from a bank. But combining easy access with irresponsible credit card use can lead to a seriously damaged credit rating for consumers. If you have damaged your credit rating from credit card indiscretions, do not despair. There is life after credit woes ...

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*Please be sure to see the specific credit cards for people with bad credit application for additional details about the terms of the credit card offer that you are interested in. We make a reasonable effort to maintain informational accuracy. However, all information and any details pertaining to each credit card presented are done so without warranty. After clicking on the "Apply Here" button, make sure to review ALL of the conditions and terms pertaining to that offer on the credit card issuer's web site.

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