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Credit Cards for Bad Credit
Credit can very easily go bad. Using poor judgment, simply mismanaging your credit or maybe a sudden life change like a job switch or an abrupt change in your financial circumstances. Regardless of your personal situation, this doesn't necessarily mean that you cannot qualify and obtain a credit card.
Many of the best credit cards for bad credit available are listed below for all people who've had either a history of bad credit, have limited credit or even for those who are currently trying to repair and rebuild their credit.
Depending on your circumstance, consolidating your debt or even the use of introductory "teaser" APRs on balance transfer credit cards might be your best choice.
But for those of you who have no other option but to start from ground zero in re-establishing your credit history, at CreditCardAssist.com, we've provided information on a variety of credit cards for bad credit that are designed specifically for those who need help rebuilding their poor credit history.
Credit Cards for People with Bad Credit - Reviews
We have listed a variety of the top credit cards for bad credit available below. So go ahead and search, compare each card and then apply for any of our featured cards for bad credit today.
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Orchard Bank Platinum MasterCard® |
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- Premium Platinum Benefits Including Purchase Protection
- Great Credit Card to Help Strengthen Cardholder's Credit Score -- Reports to All 3 Credit Bureaus Monthly
- Free Online 24-Hour Account Access and Bill Pay
- Periodic Credit Limit Increases
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
N/A*
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N/A*
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15.15%*
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$39 - $59*
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N/A*
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Bad Credit OK*
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Editor's Review:
The Orchard Platinum MasterCard® is an unsecured credit card that is best suited for individuals who have some established credit history of some sort. If your credit history is limited AND you don't want to put down a deposit for a secured card, which typically requires an advance deposit, this might be the right card for you
...more info
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Continental Finance MasterCard® |
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- Get Your Application Results in Seconds
- Monthly Reporting to the Major Credit Bureaus
- Free Online Access
- Excellent Online Tools for Managing Your Finances
- Semi-Annual Credit Limit Increases*
- No Minimum Monthly Income Requirements
- Unsecured MasterCard Accepted at Millions of Locations Worldwide
- *See Website for Other Fees, Rates, and Terms and Conditions
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
N/A*
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N/A*
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19.92%*
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$50*
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N/A*
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Bad Credit OK*
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Editor's Review:
If you have poor credit and you're looking for a chance to rebuild your financial standing, the Continental Finance MasterCard may be something to consider. It is distributed by the First Bank of Delaware and acts as an alternative to secured and prepaid credit cards. Upon approval for the card, you’re essentially getting a second chance on your credit. It is unsecured and will actually report to the main credit bureaus
...more info
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Continental Finance Gold MasterCard® |
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- Rates As Low as 9.75% APR*
- Unsecured MasterCard Accepted at Millions of Locations Worldwide
- Monthly Reporting to the Major Credit Bureaus
- FREE Online Access
- Excellent Online Tools for Managing Your Finances
- Semi-Annual Credit Limit Increases*
- Prestige of Carrying a Gold Card
- *See Website for Other Fees, Rates, and Terms and Conditions
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
N/A*
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N/A*
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9.75%*
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$25*
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N/A*
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Bad Credit OK*
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Editor's Review:
The Continental Finance Gold MasterCard is distributed by First Bank of Delaware and is the perfect credit card for those that have let their credit slip and want a second chance with their credit. Since the Continental Finance Gold MasterCard is intended for those with poor credit, it works a bit differently than a typical credit card for bad credit - it is unsecured and actually reports to the major credit bureaus
...more info
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Orchard Bank MasterCard® Secured |
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- Initial Credit Limit Up To $1,000*
- Low Annual Fees*
- Competitive APRs*
- Periodic Credit Limit Increase Review*
- Complimentary Online Services for Account Management and Payment*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0%*
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6 Months*
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APR Varies*
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$35, First Year Free*
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N/A*
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Bad Credit OK*
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Editor's Review:
The Orchard Bank MasterCard®
Secured card is one of many credit cards for bad credit offered by HSBC Bank
Nevada, N.A. As a bad credit card, it is specifically geared toward applicants
that suffer from a poor credit history or one that is very limited. The Orchard
Bank MasterCard® Secured card has an exceptionally low annual fee of $35, much
lower than other cards for bad credit.
...more info
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Rewards 660 Visa® Card |
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- $300 Starting Credit Limit. No Fee Credit Limit Increases. Maximum $2,000 Credit Limit After Increases!
- Bad Credit? No Credit? Why This Card? Because You Can Increase Your Credit Limit to as Much as $2,000 with Good Perfomaance Over Time!
- Do You make $1,500 a Month? Can You Prove It? Then You May Qualify!
- Can You Make a $70 Monthly Payment? Can You Prove It? Then You may Qualify!
- Initial Payment of $40 Required Before Account Can Be Used
- After Your $40 Payment Has Cleared and Posted to Your Account, Your Available Credit Will Be $90
- Important Notice: This Offer is for an Unsecured Credit Card. If Your Application is Approved, We Will Make Loans to You From the Credit Line. As With Any Loan, We Will Evaluate Your Willingness and Ability to Repay Our Loans in Accordance With the Published Terms and Conditions.
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
N/A*
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N/A*
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19.92%*
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$48*
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N/A*
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Poor Credit*
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Editor's Review:
The Rewards 660 Visa Card is distributed by Dakota State Bank and was created with those with poor credit in mind. This credit card is an unsecured credit card, setting it apart from most other credit cards for those with poor credit, which are typically secured or prepaid. As a cardholder, you will experience numerous benefits
...more info
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Eufora™ Elite Credit Builder Prepaid MasterCard® |
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- No Credit Check*
- Cash Reward Program*
- Optional Credit Bureau Reporting*
- Zero Liability*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
N/A*
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N/A*
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N/A*
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N/A*
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N/A*
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Bad Credit OK*
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Editor's Review:
For those who wish to establish or rebuild credit, the Eufora™ Elite Credit Builder Prepaid MasterCard® offers "Credit Builder" service which reports to a credit bureau. Not often do prepaid cards offer benefits; however, this card also offers a unique income opportunity for cardholders. Each time a cardholder refers a new applicant to the Eufora™ Elite MasterCard®, that cardholder will earn $90 per year if the referred applicant is approved and maintains their membership in good standing. The card also offers purchase protection, auto rental insurance and travel insurance.
...more info
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Looking for more articles on credit repair and credit cards for bad credit? We've provided more articles, tips, advice and resources below: - Card Options for Bad Credit - Having a history of bad credit isn't good. Fortunately, the bad credit (also known as "sub-prime") lending market is a substantial market opportunity, and in fact, many financial institutions are quite eager to offer credit to those who aren't able to obtain it through normal channels.
- Bankruptcy and Credit Cards - There are several different types of bankruptcy classifications for individuals and organizations. Each one is designed for specific cases and made for protecting determined persons or companies. But for some reason, many consumers still receive a flood of credit card offers from credit card companies even after filing for bankruptcy. How is that possible?
- Repair Your Credit Rating - Credit cards are the most accessible form of credit that one can obtain from a bank. But combining easy access with irresponsible credit card use can lead to a seriously damaged credit rating for consumers. If you have damaged your credit rating from credit card indiscretions, do not despair. There is life after credit woes ...
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