Credit Cards for Bad Credit
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Credit Cards for Bad Credit

Credit can very easily go bad. Using poor judgment, simply mismanaging your credit, a sudden life change like a job switch or an abrupt change in your financial circumstances, it can happen to just about anyone. Regardless of your personal situation, this doesn't necessarily mean that you cannot qualify and obtain a credit card.

Many of the best credit cards for bad credit available are listed below for all people who've had either a history of bad credit, have limited credit or even for those who are currently trying to fix their credit.

We have listed a variety of the top cards for bad credit available below. So go ahead and search, compare each card and then apply for any of our featured cards for bad credit today.

Editor’s Pick
AccountNow® Prepaid Visa® Card
AccountNow Prepaid Bad Credit Apply Now
  • Get paid up to 2 days faster with Free Direct Deposit † – get your paycheck or benefits checks in your card account and access your funds up to 2 days earlier than payday.
  • 100% Guaranteed Approval - upon successful ID verification. No Credit check. No ChexSystems check. And no existing bank account required.
  • $0 Activation Fee. No Minimum Balance. No Overdraft fees.
  • $15 Bonus§ with recurring Direct Deposit. Never pay to cash your paychecks and get your pay faster.
  • $10,000 balance limit. Your alternative to a traditional bank account. Deposits are FDIC insured.
  • Use it everywhere Visa Debit cards are accepted and pay anyone with PayAnyone Bill Pay. Shop online, rent a car, pay your rent and more.
  • Easy Mobile Account Access and Text Alerts. Get your account balance, transaction details sent to your phone within seconds
  • BBB Accredited A+ Company. Excellent Customer Service.
Introductory Period Info
Regular APR
Annual Fee
Credit Needed
$4.95 Monthly Fee*
Bad Credit OK*

Editor's Review: For those with less than perfect credit, a prepaid card might be a good alternative solution instead of a traditional unsecured credit card. The AccountNow® Prepaid Visa® card provides many of the advantages of a traditional card without the risk of accumulating a substantial amount of debt or finance charges ...more info

Depending on your circumstance, consolidating your debt or even the use of introductory "teaser" APRs on balance transfer credit cards might be your best choice.

But for those of you who have no other option but to start from ground zero in re-establishing your credit history, at, we've provided information on a variety of credit cards for bad credit that are designed specifically for those who need help with their poor credit history.

Looking for more articles on credit repair and bad credit? We've provided more articles, tips, advice and resources below:
  • Card Options for Bad Credit - Having a history of bad credit isn't good. Fortunately, the bad credit (also known as "sub-prime") lending market is a substantial market opportunity, and in fact, many financial institutions are quite eager to offer credit to those who aren't able to obtain it through normal channels.
  • Bankruptcy and Credit Cards - There are several different types of bankruptcy classifications for individuals and organizations. Each one is designed for specific cases and made for protecting determined persons or companies. But for some reason, many consumers still receive a flood of card offers from card issuers even after filing for bankruptcy. How is that possible?
  • Repair Your Credit Rating - Credit cards are the most accessible form of credit that one can obtain from a bank. But combining easy access with irresponsible credit card use can lead to a seriously damaged credit rating for consumers...