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Credit Cards for Bad Credit

Credit can very easily go bad. Using poor judgment, simply mismanaging your credit, a sudden life change like a job switch or an abrupt change in your financial circumstances, it can happen to just about anyone. Regardless of your personal situation, this doesn't necessarily mean that you cannot qualify and obtain a credit card.

Many of the best credit cards for bad credit available are listed below for all people who've had either a history of bad credit, have limited credit or even for those who are currently trying to fix their credit.

We have listed a variety of the top credit cards for bad credit available below. So go ahead and search, compare each card and then apply for any of our featured cards for bad credit today.

Editor’s Pick
Capital One® Secured Mastercard®
Capital One Secured Mastercard Apply Now
  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
  • Your refundable security deposit can get you a line up to $3000
  • You may qualify for credit line increases with no further security deposit required
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
N/A*
N/A*
22.9% (V)*
$29.00
Yes*
Bad Credit*

Editor's Review: The Capital One® Secured Mastercard® is a secured credit card for people with a limited credit history. ...more info

Orchard Bank Classic MasterCard
Orchard Bank Classic Mastercards Apply Now
  • An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
N/A*
N/A*
7.90% - 28.90%*
See Terms*
N/A*
Bad Credit OK*

Editor's Review: It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed. ...more info

AccountNow® Prepaid Visa® Card
AccountNow Prepaid Bad Credit Apply Now
  • FREE Credit Builder - t
  • $0 ACTIVATION FEE - when you load your card by direct deposit
  • NEW! Now with the iAdvance℠ loan option, no credit check needed.
  • 100% Guaranteed Approval*
  • FREE Online Check Writing
  • FREE Direct Deposit
  • NO Overdraft Fees or Minimum Balance Required
  • Re-loadable with a $10,000 balance limit
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
N/A*
N/A*
N/A*
$4.95 Monthly Fee*
N/A*
Bad Credit OK*

Editor's Review: For those with less than perfect credit, a prepaid card might be a good alternative solution instead of a traditional unsecured credit card. The AccountNow® Prepaid Visa® card provides many of the advantages of a traditional card without the risk of accumulating a substantial amount of debt or finance charges. AccountNow® Prepaid has a great "Credit Builder" feature for cardholders with less than perfect credit that can help to build a cardholder's credit worthiness by reporting their payment history ...more info

Credit Cards for People with Bad Credit - Reviews

Depending on your circumstance, consolidating your debt or even the use of introductory "teaser" APRs on balance transfer credit cards might be your best choice.

But for those of you who have no other option but to start from ground zero in re-establishing your credit history, at CreditCardAssist.com, we've provided information on a variety of credit cards for bad credit that are designed specifically for those who need help with their poor credit history.


Looking for more articles on credit repair and credit cards for bad credit? We've provided more articles, tips, advice and resources below:
  • Card Options for Bad Credit - Having a history of bad credit isn't good. Fortunately, the bad credit (also known as "sub-prime") lending market is a substantial market opportunity, and in fact, many financial institutions are quite eager to offer credit to those who aren't able to obtain it through normal channels.
  • Bankruptcy and Credit Cards - There are several different types of bankruptcy classifications for individuals and organizations. Each one is designed for specific cases and made for protecting determined persons or companies. But for some reason, many consumers still receive a flood of credit card offers from credit card companies even after filing for bankruptcy. How is that possible?
  • Repair Your Credit Rating - Credit cards are the most accessible form of credit that one can obtain from a bank. But combining easy access with irresponsible credit card use can lead to a seriously damaged credit rating for consumers. If you have damaged your credit rating from credit card indiscretions, do not despair. There is life after credit woes ...