Credit Cards for Bad Credit - First Premier Bank Gold

The following First PREMIER Bank Gold MasterCard brought to you from CreditCardAssist.com is an unsecured credit card for people with bad credit or less than perfect credit. Search and compare credit cards for bad credit and then apply online for the First PREMIER Bank Gold MasterCard.

First PREMIER Bank Gold MasterCard®

Low APR on All Purchases*
Reports to all Four Major Credit Bureaus Monthly*
Access your Account by Phone Anytime*
Enjoy the Prestige of Gold Card Membership*
See application for complete list of conditions, terms & fees*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	9.90%*	$48*	N/A*	Bad Credit OK*

Editor's Review: For those with less than perfect credit who are looking for an unsecured credit card, the First PREMIER Bank Gold MasterCard® might be the right card for you. This card is our most recommended card for people with less than perfect credit.

As with the other products offered by First Premier Bank, there are various fees associated with this card as well including the $48 annual fee of $48, $29 account set-up fee, $95 program fee, and a $6 monthly participation fee. While these fees might seem excessive, these types of fees are common among unsecured credit cards of this sort. The fees will be billed to the cardholder's first statement and will reduce the cardholder's available credit until they are paid in full.

The APR for purchases is considered very low comparable to similar unsecured credit cards. Nevertheless, individuals who are considering this card should bear in mind the numerous fees that are applied to new accounts. If these charges are not paid in full, they will simply be applied to the total balance and accrue additional finance charges on the account.

Transactions for this card will be reported each month to all four credit bureaus as an unsecured credit card.

*Although the rate posted for purchases of 9.9 is fixed, if the cardholder's account goes past the due date two times in any six month period, or goes past the due date for two consecutive billing cycles the penalty pricing will apply and the APR for purchases will increase to 19.9%.

(Review Date: October 13, 2008)


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*Please be sure to see the specific credit cards for people with bad credit application for additional details about the terms of the credit card offer that you are interested in. We make a reasonable effort to maintain informational accuracy. However, all information and any details pertaining to each credit card presented are done so without warranty. After clicking on the "Apply Here" button, make sure to review ALL of the conditions and terms pertaining to that offer on the credit card issuer's web site.

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