Tips, News and Advice from Credit Card Assist

Business Credit Card to Have for Small Business Owners

by on September 10, 2006

As a small business owner myself, my ears sure perked up and my eyes widened when I learned about the Advanta Life-of-Balance Platinum Card. And, if you own a business of your own, you might also want to take notice.

Advanta National Bank has long been one of the leaders in the industry when it comes to business credit cards, and with good reason. It appears that the company really knows how to take care of its cardholders. This is particularly evident with the Life-of-Balance Platinum Card.

With the Advanta Life-of-Balance Platinum Card, small business owners get to enjoy the same low APR you start with for the entire time you carry the card – so long as you handle it responsibly. In fact, all of your balance transfers enjoy an amazing 2.99% APR for the entire time they remain on the card. Even the regular APR on the card is a low 9.99%.

Now, you might be thinking that there are small business credit cards out there with a lower interest rate than 9.99%. You’re right, you probably can find some with a lower APR (though, 9.99% is certainly nothing to sneeze at!). But, the Life-of-Balance Platinum Card also has many other benefits that are quite attractive to the small business owner and may make the slightly higher APR well worth it.

For example, with the Life-of-Balance Platinum Card, you get up to 6% cash back on gasoline and diesel fuel, plus an additional 2% cash back on all other purchases. Or, you can choose to get your 6% cash back on utilities and telecommunications, or on computers and office supplies, or on dining expenses, or on building supplies – whichever fits your business the best! No matter which one you select, however, you still get 2% cash back on all of your other purchases. Or, you can join the Advanta travel rewards program instead.

All of this, and you don’t have to pay an annual fee and there is no cap on the amount of cash back rewards you can earn.  The Advanta Life-of-Balance Platinum Card is a highly recommended business credit card for all small business owners.  I just might go fill out my application today…

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