Tips, News and Advice from Credit Card Assist

General Tips & Advice

In our “General Tips & Advice” blog section, we cover a wide variety of topics on credit cards, with recommendations and advice for consumers, including tips, tricks, hacks and inside information about credit cards and credit card issuers. In the General Tips & Advice section, we include advice on business credit cards for small business owners, discussion of the 2009 CARD Act legislation, the psychology of credit card use, and many, many more credit-card related topics.

4 Smart Ways to Reinvest Your Tax Refund

February 6, 2012
Thumbnail image for 4 Smart Ways to Reinvest Your Tax Refund

You’ve spent all year footing the bill for Uncle Sam, so when you get your tax refund this April, it’s time to celebrate with some financial indulgence, right? Maybe not. Before you haul off and buy a Jet Ski or some other midlife-crisis toy, stop for a second. Have you considered putting that money to [...]

Read the full article →

5 Purchases You Should Never Put on Your Credit Card

February 6, 2012
Thumbnail image for 5 Purchases You Should Never Put on Your Credit Card

Contrary to MasterCard’s beliefs, you should never pay for something with your credit card just because you can. While there are certainly times when it’s a good idea to charge a credit-building purchase to your account, there also many occasions when you should stuff that piece of plastic so deep into your wallet that it [...]

Read the full article →

Ask the Experts: Why’s The Credit Limit on My New Credit Card So Small?

February 2, 2012
Thumbnail image for Ask the Experts: Why’s The Credit Limit on My New Credit Card So Small?

Welcome to the inaugural edition of our newest blogging series, “Ask the Experts.” Every week from now on, we’ll be discussing one of your questions, so if there’s something you want to know about credit cards, the banking industry or personal finance then send us an email . If you’re lucky, it just might end [...]

Read the full article →

World War Fee: How Credit Card Companies are Assaulting Retailers

February 1, 2012

There’s an uprising going on in the financial industry. More than five million retailers have banded together to file the largest antitrust lawsuit in U.S. history against Visa, MasterCard and 13 major banks, including JPMorgan Chase, Bank of America and Wells Fargo. They’re claiming that the financial institutions colluded to fix the prices that retailers [...]

Read the full article →

4 Heartwarming Banking Acts You Didn’t Hear About Last Year

January 31, 2012
Thumbnail image for 4 Heartwarming Banking Acts You Didn’t Hear About Last Year

You might not believe it, but beneath the silky, tailored-suit armor of a coldly efficient banking executive there sometimes beats a heart of gold. Americans were so busy bashing the banking industry over new fees and foreclosure scandals last year that we overlooked a lot of the good that banks did for people in need. [...]

Read the full article →

Poker Chips, Porn and Marijuana: Things You Can’t Buy on Your Credit Card

January 17, 2012
Thumbnail image for Poker Chips, Porn and Marijuana: Things You Can’t Buy on Your Credit Card

You know that commercial where MasterCard tells you: “Some things money can’t buy, but for everything else there’s MasterCard?” Well, that commercial, it turns out, is a lie. Although credit card companies encourage you to pay with plastic as often as possible, there are a few sinful things you can’t buy with a credit card. [...]

Read the full article →

Are Those Sexy Balance Transfers Still a Good Idea?

January 10, 2012
Thumbnail image for Are Those Sexy Balance Transfers Still a Good Idea?

Are you sitting on a large amount of credit card debt? Is the interest rate enormously high? If the answer is yes, then you’ve probably thought of transferring your debt to a different credit card with zero interest for a set amount of time.  While the experts have different opinions on transfer introductory rates, most [...]

Read the full article →

Tips from PC World On Protecting Yourself from a Skimming Scam

January 10, 2012

A new crime wave is growing throughout the U.S., and everyone with a credit or debit card is susceptible. It is called skimming and it involves a device that captures customer’s credit or debit card information.  A skimming device is placed over the actual card reader machine. These skimmers can range from simple and easy [...]

Read the full article →

Using the Debt Dash Method to Pay Down Credit Card Debt

January 9, 2012

Michelle Singletary is the author of The Power to Prosper. In her book she discusses the ‘Debt Dash’ as a method to eliminate credit card debt. Singletary was contacted by a couple in California to ask her advice and keep them motivated on their plan to eliminate their debt. The couple from California is looking [...]

Read the full article →

Card Issuers Again Offering Cards to Subprime Borrowers

January 9, 2012

Credit card companies are looking for new customers and are now willing to take a chance on sub-prime borrowers. The financial institutions were not the only ones to feel the pain of the recession. Since the beginning of the financial crisis, the number of Americans with sub-prime credit card scores has increased to 70 million. [...]

Read the full article →

← Previous Entries

Credit Cards > Blog > Category > General Tips & Advice