Tips, News and Advice from Credit Card Assist

General Tips & Advice

In our “General Tips & Advice” blog section, we cover a wide variety of topics on credit cards, with recommendations and advice for consumers, including tips, tricks, hacks and inside information about credit cards and credit card issuers. In the General Tips & Advice section, we include advice on business credit cards for small business owners, discussion of the 2009 CARD Act legislation, the psychology of credit card use, and many, many more credit-card related topics.

Are You Ready for the End of Face-to-Face Banking?

May 28, 2013

If recent technological advances are any indication of what’s in store for the future, then chatting in-person with a teller at your local bank or credit union may soon become a thing of the past. Institutions as big as Bank of America and as small as Twin Star Credit Union of Western Washington appear to […]

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Does Your Frozen Pizza Fund the NRA? There’s an App for That

May 23, 2013

Do you know where your money goes when you buy a roll of paper towels or a box of artificial sweetener? Well you should, because you might be directly supporting a corporation whose agenda doesn’t align with your values. Los Angeles-based freelance programmer Ivan Pardo doesn’t like the lack of transparency associated with corporate family […]

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The Provocative New Bill That Would Slash Student Debt

May 21, 2013

Elizabeth Warren has announced her first bill as freshman senator from Massachusetts: giving students the same discounted interest rate on their loans that big banks get. The Bank on Student Loan Fairness Act is controversial, reducing the federal Stafford loan rate from 3.4% to the discount window price of 0.75%, but as she told Huffington […]

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Are You Throwing Away Money on Medical Bill Errors?

May 16, 2013

Ever receive a bill for a visit to the doctor’s office that just made your jaw drop? We all know that medical care can be outrageously expensive, but paying $400 for what amounts to three aspirin and a hearty clap on the back has a way of making you feel it in your bones. Still, […]

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Are Penalty-Free Credit Cards Really All That?

May 14, 2013

If you’ve noticed commercials on TV or the radio lately that advertise no-penalty credit cards, it’s no surprise – they’re a hot commodity now. Citigroup, Discover, and Wells Fargo are just a few companies that offer no-penalty cards. Issuers promise to eliminate one or all penalty fees, including late fees, increased interest and over-limit fees. […]

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The 5 Smartest Ways to Spend Your Tax Refund

May 2, 2013

If you’re one of the lucky ones, you’ll have some money coming back to you this tax season. Of course, how you spend that money is certainly up to you, but before you make a down payment on that 60″ TV or buy those tickets to the Super Bowl, slow down. Take a minute to […]

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Are You Paying Too Much for Your Airline Tickets?

April 30, 2013

You wouldn’t spend ten bucks on bag of chips or throw down fifty for a latte, so what explains our willingness to pay top dollar for the privilege of sitting in a flying metal tube bound for Detroit? Airline tickets are always going to be expensive, but if you’ve ever spent an afternoon hitting the […]

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How To Make Your Debt Disappear (No, it’s Not Magic)

April 18, 2013

There’s actually one good thing about debt: it doesn’t always last forever. While everyone knows that there’s just no escape when you’re paying off a federal student loan, debt collectors actually have a limited amount of time to make a grab for your money when you’re dealing with things like insurmountable credit debt, private student […]

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Is Internet Shopping About to Get More Expensive?

April 16, 2013

Have you ever gone shopping at a local store and used your smartphone to check for better prices online? Maybe you even busted out your credit card and bought the item online, right there from the store. Chances are, you’ve done this a time or two – and chances are you did find a better […]

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Don’t Let Yourself Get Ripped Off by Credit Card Processors

April 9, 2013

We’ve talked at length about how to choose the best credit card, but what we haven’t really discussed is how to choose a credit card processor for your small business. Much like choosing a personal credit card, finding the best processor involves reading of a lot of complicated, boring stuff. But our little guide to […]

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