Tips, News and Advice from Credit Card Assist

0% APR & Low Interest Tips

In our “0% APR & Low Interest Tips” section, we have all the latest news, tips, commentary and practical advice on the benefits of low interest and 0% APR credit cards. We provide frequent updates, articles and great information on how to find the lowest rate interest deals out in the marketplace, building your credit to get those lower rates and how you can lock-in those low interest rates in order to maximize your benefit. Check back frequently for the latest low interest and 0 APR updates from CreditCardAssist.com, the very best source for credit card information online.

Even After The CARD Act, 0% APR Cards Still A Slippery Slope

April 9, 2012

While America’s card issuers are being forced to take the country’s new credit legislation seriously, that doesn’t mean they’ve stopped fleecing their customers. Ever since the CARD Act passed in 2009, offers for 0% APR credit cards have actually become more, rather than less, prevalent. While balance transfer credit cards aren’t the fee-laden tiger traps […]

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Lowering Your Interest Rate is Just a Phone Call Away

November 22, 2011

Is your interest rate ideal? Probably not. Every day, millions of Americans accept credit card offers with APRs as high as 30% because they think there’s nothing they can do about it. But actually, there is a way. Although credit card companies don’t want you to know it, changing your credit card interest rate can […]

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Low Interest Rates Changing the Rules of Profitability

November 11, 2011

The drop in interest rates has created different rules of profitability for merchants.  It may actually be in their best interests to give customers 30-day credit terms instead of asking for instant payments.  This flies in the face of conventional wisdom but it may actually make better business sense for merchants.

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Breaking Down The Pros and Cons of Low Interest Credit Cards

November 11, 2011

The last time credit card issuers sent out millions of envelopes advertising those vaunted no interest credit cards, it was little more than an invitation into further debt and hidden fees. But thanks to the CARD Act of 2009, low-interest credit cards today have a few perks that can make them a valuable asset for […]

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Low Interest Credit Card Deals May Not Be as Good as They Claim

October 24, 2011

Credit card companies, we feel your pain. It’s 2011, Wall Street still hasn’t recovered from its 2008 dive and new credit card regulations have severely limited the less-than-admirable practices that helped make your business into multi-billion dollar industry. So what’s a credit card provider to do? The answer, it seems, is to start spamming mailboxes […]

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The Cavalry is Coming – The Return of 0% APR Credit Cards

October 14, 2011

Once the stuff of legends – and still a popular bedtime story for bankers to tell their children – 0% APR credit cards are being reintroduced to the market right at the time when many Americans need them the most. While these no interest cards used to be an easy way for banks to make […]

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Federal Reserve’s Extended Low Rate Plan Hurts Retirees Most

August 17, 2011

The Federal Reserve stated in a recent August 2011 press release that it plans to keep interest rates low for the foreseeable future.  The pledge was made to help keep the economy from stagnating any further.  This is good news for borrowers and lenders alike.  However, for many baby boomers and other seniors this is […]

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Low Interest Rates Not Convincing Cautious Buyers

August 17, 2011

The Fed has promised to keep interest rates low for at least the next two years in order to encourage people to buy new homes and cars and help keep the economy afloat.  However, many consumers are still feeling a little too cautious to take the risk.

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Tips From The Better Business Bureau On Low Interest Cards

July 22, 2011

Mary Fox Luquette from the Better Business Bureau doesn’t advocate the use credit cards, characterizing them as “short-term loans that can often be a financial trap.” She did acknowledge, however, that totally avoiding credit card use is somewhat unrealistic. That being said, Luquette outlined several very important factors for her readers to help guide them […]

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Credit Unions Offer Low Interest Credit Card Alternatives

July 17, 2011

A recent post in GoBankingRates.com broke down the benefit to consumers of not-for-profit credit unions compared to traditional banking and lending institutions.  Credit unions offer lower interest rates on loans and credit cards, greater transparency, smaller fees and higher dividends on savings accounts. The better credit unions often times have their own low interest credit […]

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