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NAMB continues to have concerns over Title III in H. R. 3915. Particularly troubling is the lowering of the“ points and fees” trigger for“ high- cost loans” under the Home Ownership and Equity Protection Act (HOEPA) from 8 percent to 5 percent,…

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]]> Comment on New Site Feature: Top 50 Most Useful Credit Card Sites by » New Site Feature: Top 50 Most Useful Credit Card Sites Credit Card on Credit Speak: Find Info, News and More on Credit Card http://www.creditcardassist.com/blog/top-50-most-useful-credit-card-sites-list/#comment-12294 Thu, 10 Apr 2008 22:47:21 +0000 http://www.creditcardassist.com/blog/top-50-most-useful-credit-card-sites-list/#comment-12294 [...] New Site Feature: Top 50 Most Useful Credit Card Sites The staff here at CreditCardAssist works hard to provide accurate information and be a resour [...] […] New Site Feature: Top 50 Most Useful Credit Card Sites The staff here at CreditCardAssist works hard to provide accurate information and be a resour […]

]]> Comment on Foreign Currency Transaction Fees Lawsuit by Currency Conversion Fee Antitrust Litigation | Chris Marshall http://www.creditcardassist.com/blog/transaction-fees-lawsuit/#comment-11906 Tue, 08 Apr 2008 13:38:44 +0000 http://www.creditcardassist.com/blog/transaction-fees-lawsuit/#comment-11906 [...] The lawsuit is about the price cardholders of Visa-, MasterCard-, or Diners Club-branded payment cards were charged to make transactions in a foreign currency, or with a foreign merchant, between February 1, 1996 and November 8, 2006. Plaintiffs challenge how the prices of credit and debit/ATM card foreign transactions were set and disclosed, including claims that Visa, MasterCard, their member banks, and Diners Club conspired to set and conceal fees, typically of 1-3% of foreign transactions, and that Visa and MasterCard inflated their base exchange rates before applying these fees. The Defendants include Visa, MasterCard, Diners Club, Bank of America, Bank One/First USA, Chase, Citibank, MBNA, HSBC/Household, and Washington Mutual/Providian. They deny the Plaintiffs’ claims and say they have done nothing wrong, improper, or unlawful.” [...] […] The lawsuit is about the price cardholders of Visa-, MasterCard-, or Diners Club-branded payment cards were charged to make transactions in a foreign currency, or with a foreign merchant, between February 1, 1996 and November 8, 2006. Plaintiffs challenge how the prices of credit and debit/ATM card foreign transactions were set and disclosed, including claims that Visa, MasterCard, their member banks, and Diners Club conspired to set and conceal fees, typically of 1-3% of foreign transactions, and that Visa and MasterCard inflated their base exchange rates before applying these fees. The Defendants include Visa, MasterCard, Diners Club, Bank of America, Bank One/First USA, Chase, Citibank, MBNA, HSBC/Household, and Washington Mutual/Providian. They deny the Plaintiffs’ claims and say they have done nothing wrong, improper, or unlawful.” […]

]]> Comment on Mystery Behind Rising Rates by » Mystery Behind Rising Rates | Credit Cards Blog | CreditCardAssist … Credit Card on Credit Speak: Find Info, News and More on Credit Card http://www.creditcardassist.com/blog/credit-card-interest-rates/#comment-11481 Mon, 07 Apr 2008 13:08:53 +0000 http://www.creditcardassist.com/blog/credit-card-interest-rates/#comment-11481 [...] Mystery Behind Rising Rates | Credit Cards Blog | CreditCardAssist … Have you noticed that your interest rates on your credit card have gone up recently? If you aren’t sure what has caused your interest rates to suddenly skyrocket, there are … [...] […] Mystery Behind Rising Rates | Credit Cards Blog | CreditCardAssist … Have you noticed that your interest rates on your credit card have gone up recently? If you aren’t sure what has caused your interest rates to suddenly skyrocket, there are … […]

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]]> Comment on Phony ID Crime Ring Brought Down By Investigators by Credit Cards on The Finance World For News and Information Around The World On Finance » Phony ID Crime Ring Brought Down By Investigators http://www.creditcardassist.com/blog/credit-card-theft-ring-busted/#comment-11466 Sat, 05 Apr 2008 10:10:09 +0000 http://www.creditcardassist.com/blog/credit-card-theft-ring-busted/#comment-11466 [...] Phony ID Crime Ring Brought Down By Investigators An ID fraud ring recently busted an international card and ID fraud ring. Thank goodness the [...] […] Phony ID Crime Ring Brought Down By Investigators An ID fraud ring recently busted an international card and ID fraud ring. Thank goodness the […]

]]> Comment on Credit Cards Becoming Increasingly Popular by Credit Cards on Credit Speak » Credit Cards Becoming Increasingly Popular | Credit Cards Blog … http://www.creditcardassist.com/blog/credit-cards-becoming-increasingly-popular/#comment-11422 Thu, 03 Apr 2008 19:30:25 +0000 http://www.creditcardassist.com/blog/credit-cards-becoming-increasingly-popular/#comment-11422 [...] Credit Cards Becoming Increasingly Popular | Credit Cards Blog … More consumers than ever are using credit cards to make purchases rather than cash. … A pre-Mother’s Day survey found that over 21 million Americans planned to put their Mother … [...] […] Credit Cards Becoming Increasingly Popular | Credit Cards Blog … More consumers than ever are using credit cards to make purchases rather than cash. … A pre-Mother’s Day survey found that over 21 million Americans planned to put their Mother … […]

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