A recent study suggested that 1 in 5 people wait until Christmas Eve to finish up their shopping, and if you’re one of those last minute buyers, a few extra tips, as well as a credit card, could help you finish things with a bang.
One of the best first steps you can take is to come up with a shopping list as well as a budget. Make certain that your budget is detailed enough to include how much you plan to spend on each person as well as the extras like gift wrap. Also, if you can’t handle the credit card debt after the holidays, make certain you pay cash for everything.
Next, be sure you carefully plan your shopping trip. You’ll save time and a bit of extra money that way. There are several sites that may help you with price comparisons and finding coupons for the gifts you need the most.
Finally, be sure you shop safely both on and offline, check the return policies for several items carefully, and check the late night hours for Christmas Eve. Also, don’t forget that gift cards are always the right size.