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Advanta Platinum BusinessCard with Unlimited Rewards |
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- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
- 7.99% Variable APR (based on Prime) on Purchases
- NEW! Unlimited Rewards*
- Earn cash back, travel, merchandise and more
- 1 point for every dollar in purchases
- No blackout dates on air travel
- No Annual Fee and No Limit on the points you can earn
- Get employee cards with no fee and set monthly spending limits per user
- $0 Fraud Liability
- Personalized card - your company name on the top of the card
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0%*
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15 Months*
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7.99%*
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$0*
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Yes*
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Good Credit*
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Editor's Review:
When it comes to business credit cards, the Advanta Platinum BusinessCard with Unlimited Rewards is CreditCardAssist.com's most recommended small business credit card and a great match for business owners interested in being rewarded for consolidating their business expenses onto one business credit card.
When looking to compare business credit cards, it is important for a business owner to look at more than just the interest rate or the line of credit. Reward programs can potentially pour more money back into the business than the potential savings from interest rates, particularly if the monthly balance is paid off immediately.
The Advanta Platinum BusinessCard with Unlimited Rewards Card allows its users to earn one point for every dollar they spend on the card. The points can later be redeemed for rewards on travel, merchandise, gift certificates and, after 5,000 points are earned, checks in $50 increments. For the business owner who prefers receiving cash rebates instead of travel rewards, this business credit card also offers a rebate program of 1-5% of the purchases made on the card. These rewards programs are included free with card membership and there is no limit on how many points can be earned in a year (although, unused points do expire after 3 years).
In addition to offering a rewards program, the card also provides a variety of perks to the business owner. For instance, cars rented with this business credit card are automatically insured. In addition, the card provides extended warranty coverage on purchases.
To make doing business easier for the cardholder, the Advanta Platinum BusinessCard with Unlimited Rewards card also offers convenient online access and provides itemized expense reports. In addition, this versatile business credit card provides the business owner with discounts on a variety of services and products from merchants and retailers.
Despite all of its fantastic perks, this card has no annual fee. In addition, it offers a 15 month 0% introductory interest rate for balance transfers. There is a 3% fee for transfers with a $5 minimum fee. With this introductory offer, however, the maximum fee is $50.
The maximum allowable credit limit with the card is $50,000. The fixed interest rate on both purchases and balance transfers for this business credit card is a low 7.99% - and remains low so long as the payments are current.
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(Review Date: October 13, 2008)
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