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ATT Universal Business Rewards Card

The following ATT Universal Business Rewards Card is a business credit card that features an outstanding rewards program for small business owners, 0% introductory APR on purchases with no annual fee.

AT&T Universal Business Rewards Card
  • Designed for businesses with an established credit history
  • 0% Intro APR on Purchases for 6 months. After that, 14.24% variable*
  • Earn 5 ThankYou Points® for each dollar you spend on eligible AT&T products and services purchased directly from AT&T*
  • Earn 3 ThankYou Points for each dollar you spend on purchases at certain office supplies merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases
  • Additional Cards for Employees with Credit limits You Set
  • No Annual Fee
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0% on Purchases*
6 Months*
16.99%* (Variable)
None*
Yes*
Good to Excellent Credit*

Editor's Review: The AT&T Universal Business Rewards Visa card is an outstanding business credit card for small business owners with good to excellent credit.

The card features a 0% APR for the first 6 months starting upon approval. After the introductory period expires, the ongoing interest rate is competitively low when compared to similar business credit cards and the card also maintains a very attractive rewards program with no annual fee.

The rewards program provides 5 ThankYou® points for purchases of AT&T products and services and up to 3 ThankYou® Points for each dollar spent on certain purchases at gas stations, office supply stores in addition to other professional services. You will receive at least 1 ThankYou® Point for every dollar you spend on all other purchases. ThankYou® Points can be redeemed for statement credits, gift cards, air travel, merchandise and more.

You can also get additional cards for employees if needed and you can set a specific credit limit for each one depending on your needs.

Lastly, the card also offers a prescription discount benefit program for you and your family as well.

All in all, this is an outstanding business credit card offer with an attractive introductory APR, a competitive ongoing interest rate, no annual fee and an excellent rewards program.

(Review Date: January 14, 2012)