 |
CitiBusiness® Card |
 |
|
|
|
 |
- 0% APR on Purchasesfor 12 Months*
- No Annual Fee*
- Business-Size Credit Line*
- Free Additional Cards for Employees with Credit Limits You Set*
- Savings on Everyday Business Purchases*
- Quarterly and Annual Account Summaries*
|
|
|
Intro APR
|
Intro APR Period
|
Regular APR
|
Annual Fee
|
Balance Transfers
|
Credit Needed |
0% on Purchases*
|
12 Months*
|
7.99%*
|
None*
|
See Site for Details*
|
Good Credit*
|
|
|
|
Editor's Review:
The CitiBusiness® Card, which is issued by Citibank, is one of the perfect business credit cards available for business owners with very good credit that are looking to keep all of their business expenses maintained on one credit card. At the same time, business owners can take full advantage of the perks offered by a Platinum credit card.
When looking to compare business credit cards, there are many factors a business owner must keep in mind. While some business credit cards offer reward programs and other features, these programs tend to increase the APR or even require an annual fee. With the CitiBusiness® Card, neither is true. Instead, business owners receive all of the benefits associated with Platinum status without any of the added expense.
Some of the perks offered by the CitiBusiness® Card are ones that just about every business owner can use. For example, it provides up to $1,000,000 in travel accident insurance, auto rental insurance, lost luggage services, and personal concierge service. The card also provides peace of mind to the business owner with protection for unauthorized Internet transactions, fraud and security protection services, purchase protection, and lost wallet service. Roadside assistance and emergency translation service are also provided.
To help keep the business running smoothly, the CitiBusiness® Card also provides cardholders with a variety of Internet account related services, including quarterly and year-end financial statements, and SPEEDPAY by phone. The CitiBusiness Small Business Resource Center is also available to cardholders, as are legal and medical referral services. Finally, the card provides a variety of discounts and participating retailers and merchants.
Another attractive feature of the CitiBusiness® Card is its introductory offer. During the first 12 months of membership, cardholders enjoy a 0.00% APR on all purchases. Unlike many business credit cards with introductory balance transfer offers, the transfers do not need to be made at the time of application for the card. Balance transfers with this card will require a balance transfer fee, however.
The CitiBusiness® Card does not have an annual fee and it does not cost extra to add anyone to the account. The variable APR of this business credit card reverts back to being based on the Prime Rate after the introductory rate has expired. As previously mentioned, there is a 3% balance transfer fee associated with this card, with a minimum fee of $5 and a maximum fee of $50.
|
(Review Date: October 13, 2008)
| |
|
|
Security Note: All card applications linked to from CreditCardAssist.com utilize Secure SSL Technology. 
