The Gold Delta SkyMiles® Business Credit Card is intended for businesses with at least good credit that travel frequently on Delta Airlines and would like to receive free air travel for business-related expenses.
(Review Date: January 14, 2014)
Cardholders earn one mile for each dollar spent on "general purchases" and 2 miles for each dollar spent at participating merchants (including all Delta Airlines related purchases). After your first purchase with the card, as a new applicant you'll receive a 20,000 bonus mile award. Miles earned will not expire as long as you travel at least once every 3 years on Delta Airlines. There's a yearly limit of $100,000 in spending for eligible points and miles earned can also be used in combination with Delta Air's frequent flyer program.
The annual fee of $95 is waived the first year and is reduced to only $45 for cardholders who also have a Business Gold Card, Business Platinum Card, Executive Business Card, or Business Centurion® Card. The regular APR on balance transfers and purchases is slightly above average comparable to other airline credit cards so the card is not well suited for those who plan on carrying a monthly revolving balance. There is an attractive 0% introductory APR that's good for the first 6 months on all purchases as well as an introductory rate on balance transfers that is good until the balance transfer (loan) is paid in full.
Additional services and benefits with this card include purchase protection and related services, travel accident insurance as well as discounts at participating retailers and merchants.