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Ink Bold® Charge Card

The Ink Bold® Charge Card brought to you by Chase and CreditCardAssist.com, is a charge card with a rewards program that gives cardholders 25,000 bonus points after their first purchase and no limit to the number of points that can be earned.

Ink Bold® Charge Card
  • Earn up to 50,000 bonus points - 25,000 after your first purchase, plus an additional 25,000 after you spend $10,000 in the first 3 months
  • That's $625 in travel when you redeem through Ultimate Rewards
  • No interest charges because it's a pay in full charge card with a flexible spending limit
  • Earn up to 5X points per dollar on eligible business purchases, and points do not expire
  • 20% off travel redemptions - with no restrictions or blackout dates
  • Transfer points at full value to participating travel programs
  • Direct access to a live service advisor anytime
  • Introductory Offer - First Year Free ($95 thereafter)
Introductory Period Info
Regular APR
Annual Fee
Balance
Transfers
Credit Needed
N/A*
N/A*
$0 Intro Fee, $95 thereafter
N/A*
Excellent Credit

Editor's Review: Business owners who are interested in a charge card with rewards that their employees can use at no extra cost might want to give the Ink Bold® Charge Card a second look. Not only does the card offer an attractive rewards program, but card holders also enjoy an instant cash back reward after completing their first purchase.

Although the Ink Bold® Charge Card does have a $95 annual fee, this fee is waived for the first year. Furthermore, for those who plan to use the card regularly, the card will more than pay for itself each year. In fact, card holders earn 25,000 bonus points after completing their first purchase plus an additional 25,000 points after spending $10,000 within 3 months of opening the account.

Card holders also earn up to 5X points per dollar on eligible business purchases.

Unlike some rewards credit cards, the points earned with the Ink Bold® Charge Card never expire. Furthermore, card holders and their employees are free to earn as many points as they can each year. Another unique characteristic of this card is the fact that balance transfers do count toward the first purchase bonus, which means new cardholders can simply transfer their balances from other cards in order to take advantage of the special $100 cash back bonus.

While the rewards program is certainly quite attractive, the Ink Bold® Charge Card offers a variety of other benefits as well. For example, card holders receive a complimentary Airport Lounge Membership for the first year. With this membership, card holders enjoy access to more than 600 airport lounges in more than 100 countries. Furthermore, card holders receive two complimentary visits to the lounge each year as well as access to a concierge service.

(Review Date: January 14, 2014)