SimplyCash® Business Card from American Express OPEN
- Get 5% Cash Back on Wireless Services And Office Supply Purchases*
- Get 3% Cash Back on Automobile Gasoline*
- Get 1% Cash Back on Other Purchases*
- No Limit To The Amount of Cash Back You Can Earn*
- Cash Back on Purchases Is Automatically Credited to Your Statement Each Month*
- Save 3% to 10% Automatically on Business Expenses from FedEx, Hertz®, OfficeMax®, and More with OPEN Savings®
- No Introductory Annual Membership Fee
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Transfers
Credit Needed
0% on Purchases*
Up to 12 Months*
12.24% - 19.24% Variable
$0*
N/A*
Excellent Credit*
Editor's Review:
Business owners looking for a business credit card that also offers an attractive cash back rewards feature may be interested in the SimplyCash® Business Card from American Express OPEN card. With this card, business owners are automatically included in a cash back rewards program without having to pay an annual fee.
Cardholders of the American Express SimplyCash® Card will earn a higher amount of cash back rewards on purchases that are typically needed by business owners. These include office supplies, auto gas, and wireless services. Some restrictions do apply, however, so business owners should be sure to read the fine print in order to guarantee they get the most from this card. What sets this card apart from many other cash back business credit cards is the fact that office supply and wireless service purchases earn a very generous cash back reward equivalent to 5%.
Additionally, you will earn a 3% cash rebate on automobile gas purchases. All other purchases will receive a 1% cash back reward. To help simplify the process of receiving the cash, the earned rewards are simply credited to the business owners card statement at the end of the billing cycle. Since there are no limits on the amount of cash that can be earned back with this business credit card, business owners can feel free to charge all of their expenditures to the card in order to earn as much cash back as possible.
The variable APR on the SimplyCash® Business Card from American Express OPEN is relatively low, particularly for a credit card that offers a rewards program.
Holders of this card will also receive a number of benefits that are typical of American Express cards. This includes purchase protection, travel accident insurance, and discounts with certain partner retail establishments. Cardholders also receive access to OPEN: The Small Business Network service, which provides them with a number of benefits that are helpful to small business owners.
Cardholders that wish to issue credit cards to their employees can do so for free with the SimplyCash® Business Card from American Express OPEN. They also receive emergency card replacement services and emergency check-in services to help their business activities run smoothly.
