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Cash Back Credit Card - Citi CashReturns(SM) MasterCard®

Citi CashReturns(SM) MasterCard® brought to you by CreditCardAssist.com and CitiBank, is a cash back credit card that gives you cash back rebates of up to a 1% on purchases and cash advances. Search and compare cash back credit cards and then apply online for the Citi CashReturns(SM) MasterCard®.

Citi CashReturns(SM) MasterCard®

No Annual Fee
Earn up to 6% Cash Back on Purchases; a Full 1% Cash Back on Every Purchase PLUS an Average 5% Additional Cash Back at 400 Leading Retailers within the Citi Bonus Cash Center
Earn a 20% Bonus on the Cash Back Earned on All Purchases for the First 12 Months
Checks Will Be Sent Automatically Every Time You Earn $50 - No Calling Necessary
0% APR* on balance transfers for up to 12 months

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	Up to 12 months*	As low as 9.74%*	None*	Yes*	Very Good Credit*

Editor's Review: If you have a great credit score and would like to get a little extra something when using your credit card, the Citi® CashReturns(SM) MasterCard might be the perfect choice for you. If you want a card with numerous outstanding features, consider the Citi® CashReturns(SM) card. It has an outstanding cash rewards rebate, as well as an attractive balance transfer feature that would excite even the most skeptical of people.

Upon approval, you'll gain access to the free rewards program providing cardholders with a 1% cash rebate on ALL purchases made with the card, including cash advances. Five “Citi®Dollars” are awarded to those that accrue a $1,500 balance transfer or more and a $50 check will be distributed each time you accumulate $50 worth of CitiDollars®.

Even though you may have to wait awhile for your CitiDollars®, it's well worth it in the end. This is not some special program you have to pay extra to join. Anyone who gets approval for the card gains access to this highly rewarding program.

There are numerous other benefits available to card members that you should know about as well. For instance, cardholders experience no liability for unauthorized transactions, travel assistance services, emergency assistance and an annual account summary at the end of each fiscal year. Even though many people like the Citi® CashReturns(SM) MasterCard because of the cash rewards and excellent balance transfer options, the other benefits that make this card a valuable resource are somewhat underrated.

Upon signing up for the Citi® CashReturns(SM) MasterCard, you'll be happy to know that the card has no annual fee and a 0% introductory rate for all balance transfers for up to a year. You will also notice a comparably lower interest rate on this card for purchases. The only drawback is the minimum cap on cash advances. Regardless of how low the Prime Rate falls, you will always have to pay a minimum interest rate on cash advances.

Rather than settling for a balance transfer card that only offers the minimum, why not opt for something that offers more? The Citi® CashReturns(SM) MasterCard keeps you on top of the credit game with balance transfer options that keep more cash in your wallet. Plus, with all of the additional reward perks and benefits, most will agree, this card is one of Citi®'s most compelling offers to date.

(Review Date: October 13, 2008)


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*Please be sure to see the specific Cash Back Credit Card application for additional details about the terms of the card offer that you are interested in. We make a reasonable effort to maintain informational accuracy. However, all information and any details pertaining to each card offer presented are done so without warranty. After clicking on the "Apply Here" button, make sure to review ALL of the conditions and terms pertaining to that offer on the card issuer's web site.

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