Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*.
- Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
- Each quarter, you can enroll to earn additional cash back in popular categories.
- Full 1% cash back on all other purchases and eligible cash advances.
- No Annual Fee*
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Transfers
Credit Needed
0% on Purchases & Balance Transfers*
12 Months*
12.99% - 22.99%* (Variable)
None*
Yes*
Excellent*
Editor's Review:
The Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back is designed primarily as a cash back credit card for people with good credit. The card also features a 0% APR on both purchases and balance transfers for the first 12 months*.
The cash back rebate for this card is a full 2% on all "everyday" purchases for the first 6 months and 1% cash back after that. Cardholders can also get up to an additional 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012.
Additionally, cardholders can also enjoy an average of 5% additional cash back at over 400 leading retailers through the Citi Bonus Cash Center®. The great thing about this feature is that there is no cash back limit on the amount you can earn on purchases made within the Cash Center® network of merchants.
There is no annual fee for this card and it also has an attractive 0% introductory APR that can be applied toward both purchases AND balance transfers for 12 months.
Even though the card is primarily a cash back card, you will receive more than the standard platinum card benefits that include a comparably low ongoing APR, auto rental insurance, emergency and travel assistance services, car rental discounts, as well travel accident insurance of up to $1,000,000.
