Discover® MoreSM Card - American Flag - Cash Back Credit Card
The following Discover® MoreSM Card - American Flag is a cash back card brought to you by Discover® Card and CreditCardAssist.com. Search and compare cash back credit cards side by side and apply online for the Discover More American Flag card.
Discover® More(SM) Card - American Flag
5% to 20% Cashback Bonus® at Top Online Retailers*
Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
No Annual Fee
Online Account Access
Online Bill Payment
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
0% on Balance Transfers, Purchases*
6 Months*
As Low As 11.99%*
None*
Yes*
Good Credit*
Editor's Review:
The Discover More American Flag Card is an excellent cash back credit card. The card is attractive to those individuals that have established very good credit and would like to take advantage of a card offering cash back rewards.
The Discover More American Flag Card is a cash back credit card offering a full 5% cash rebate to cardholders for purchases made at specific merchants. General purchases earn up to 1% cash back and certain discount stores and warehouse clubs earn back .25%. Cardholders that spent up to $1,500 on general purchases earn .25%. Amounts spent between $1,500 and $3,000 earn .5% back. Purchases over $3,000 earn a 1% rebate.
Another perk to the cash back program is that cardholders can earn a double Cashback Bonus by redeeming their rebates for gift certificates with certain Cashback Bonus Partners. Unlike many cash back credit cards, the Discover More American Flag Card does not have a yearly limit on how many rebates a cardholder can earn. The rebates also never expire, so long as the account remains active in a three-year period.
In addition to the rewards program, the Discover More American Flag Card has several other perks. For instance, it provides up to $500,000 in travel accident insurance and auto rental insurance. It also provides protection from liability for unauthorized transactions, fraud and security protection services, and discounts on services and products from a variety of retailers and merchants.
Aside from being a cash back credit card, the Discover More American Flag Card also helps its cardholders save money by providing an attractive 0.00% introductory APR. This 0 APR is good on purchases and balance transfers for 6 months.
Unlike many cash back credit cards, the Discover More American Flag Card does not have an annual fee. In addition, other cardholders can be added to the account for no extra fees. Once the introductory period is over, the variable APR is based on the Prime Rate. The card utilizes the less common "Two Cycles Average Daily Balance" method to determine finance charges. This is a more costly method than the more common "Average Daily Balance" method, but this is not an issue for those cardholders planning to pay the balance in full at the end of each cycle.
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