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Credit Cards -> Cash Back Credit Cards -> Discover® More(SM) Card

Discover More - Cash Back Card

Cash Back Credit Card - Discover More

The Discover® More Card from Discover and CreditCardAssist.com is an outstanding cash back credit card with no annual fee and up to 5% cash back on purchases. Search and compare cash back credit cards and then apply online for the Discover More card.

 
Discover® More(SM) Card
Discover More Card
Application
  • 0% introductory rate for 12 months on Balance Transfers*
  • 0% introductory rate for 6 months on Purchases*
  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access & Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
0% on Balance Transfers*
12 Months*
9.99%*
None*
Yes*
Very Good Credit*
Editor's Review: The Discover® More Card earns cardholders up to 1% in cash back rebates for purchases made using the card. Keep in mind, however, that purchase amounts made on the card will reflect the cash rebate % that you will receive. For example, individuals will get a .25% rebate for purchases up to $1,500 as well as .25% on purchases made at select discount stores and warehouse clubs. Cardholders spending between $1,500 and $3,000 will get a .5% cash back rebate, and those spending over $3,000 will receive up to a 1% rebate.*

In addition to the cash rebates outlined above, rebates will be worth 2x their value from participating merchants with the "Cash Back Bonus®" award program (see application for participating retailers.) You"ll also get several other typical platinum benefits with this cash back credit card like auto rental insurance, travel accident insurance, and several security and fraud protection services.

You will not get charged an annual fee for this card and the regular APR is pretty low compared to other cash back credit cards of this type. But as is typical with this type of card, only the best qualified applicants will get the lowest APR possible. The intro APR on balance transfers is a low 0%, however, and this rate applies for first 12 months of card membership, another attractive feature.

*The highest cash back rebate percentage that is offered won't necessarily apply to every purchase made with this credit card. The 1% cash rebate is applicable only on purchases made after the cardholder charges over $3,000 in one year. So if the cardholder were to spend $3,500, only $500 of this amount would be applied towards the 1% cash back rebate. But this rebate stipulation does not take into account various other promotional offers or the Cash Back Bonus® awards, but only for "everyday" purchases. (see the Discover More application page for more specifics.)

(Review Date: October 13, 2008)
 

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