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Discover® MoreSM - Clear - Cash Back Credit Card
The following Discover® MoreSM Card - Clear is brought to you by CreditCardAssist.com and Discover. This cash back credit card offers no annual fee, 0% introductory APR on purchases and balance transfers, and gives you cash back rebates of up to 1% on purchases. Search and compare cash back credit cards and then apply online for the Discover More Clear Card. |
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Discover® More(SM) Card - Clear |
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- 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases, Balance Transfers*
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6 Months*
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As Low As 11.99%*
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None*
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Yes*
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Very Good Credit*
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Editor's Review:
The Discover More Clear Card is a cash back credit card that was specifically designed for those individuals that have very good credit who also wish to participate in a cash back program.
The Discover More Clear Card utilizes a system that is somewhat unique for a cash back credit card. It provides cardholders with a full 5% cash back rebate for purchases made at participating merchants. Purchases made at participating discount stores and warehouse clubs earn back .25%. General purchases earn back up to 1%. Expenditures of up to $1,500 earn back a .25% rebate. After the cardholder spends $1,500, he or she receives .5% cash back up to $3,000. After spending over $3,000, the cardholder earns a 1% rebate. To stretch the rebate even further, the cardholder can earn a double Cashback Bonus by redeeming the rebates for gift certificates with participating Discover Card Partners.
Unlike many cash back credit cards, there is no limit on the amount of rebates a cardholder can earn in one year. In addition, the rebates never expire as long as the card is used at least once in a 36-month period.
Aside from being a fantastic cash back credit card, the Discover More Clear Card also offers a variety of attractive benefits. For example, it provides cardholders with up to $500,000 in travel accident insurance and auto rental insurance. It also provides emergency card replacement, fraud and security protection services, and discounts on products and services provided by a variety of merchants and retailers.
The card also offers a 0.00% APR introductory offer on balance transfers and purchase. This offer is valid during the first six months of membership.
Unlike many cash back credit cards, there is no annual fee associated with the Discover More Clear Card. There is also no fee for adding extra cardholders to the account. After the introductory period is complete, the APR on purchases is variable and based on the Prime Rate. The APR on cash advances, however, is a fixed 20.99%. Finance charges are determined based on the "Two Cycles Average Daily Balance" method, which is less common and potentially more expensive than the "Average Daily Balance" method for those who carry balances on their card.
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(Review Date: March 5, 2009)
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