Cash Back Credit Card | Total Merrill(SM) Cash Back Visa® Card

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Cash Back Credit Card - Citi CashReturns(SM) MasterCard®

Total Merrill(SM) Cash Back Visa® Card brought to you by CreditCardAssist.com and Bank of America, is a cash back credit card that gives you cash back rebates of 1% on purchases and has no annual fee and offers the same very low fixed interest rate for both purchases and cash advances. Search and compare cash back credit cards and then apply online for the Total Merrill(SM) Cash Back Visa® Card.

Total Merrill(SM) Cash Back Visa® Card

1% Cash Back on Virtually All Purchases*
No Annual Fee*
No Annual Fee and a Low Competitive 9.99% Annual Percentage Rate (APR)*
Low 9.99% APR for Retail Purchases*
Credit Line may be as High as $250,000*
Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
1.9% on Balance Transfers*	12 Months*	9.99%*	None*	Yes*	Very Good Credit*

Editor's Review: Earning cash with a credit card is quite satisfying. After all, most people think of credit cards as a source of debt and mounting finance charges. If you’re looking for a great way to earn cash back with your card purchases, you should consider a cash back credit card like the Total Merrill Cash Back Visa Card.

Compared to other cash back credit cards, this card keeps the cash rebate process simple for you. With its rewards program, you earn one cash back reward credit for every dollar that you spend toward purchases. With these credits, you have the option of a cash reward or having the credits automatically deposited into your Merrill Lynch Cash Management Account or your Beyond Banking account. Before you can deposit rewards into the account, you must first earn 5,000 reward credits. Although there is no expiration on the points you earn with this card, the rebate checks you receive from the card do expire in 90 days from the day they are issued. There are no limits on the number of points you can earn each year.

There is no annual fee associated with the Total Merrill Cash Back Visa Card. In addition, the card offers an attractive introductory rate. More specifically, you will enjoy a 1.9% APR on purchases, cash advances and balance transfers completed during the first twelve months of card membership. After the introductory period is complete, you may qualify for a comparably low ongoing APR depending upon your credit history.

While there is no predetermined minimum credit limit with the Total Merrill Cash Back Visa Card, there is a maximum limit of $250,000.

(Review Date: October 13, 2008)


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*Please be sure to see the specific Cash Back Credit Card application for additional details about the terms of the card offer that you are interested in. We make a reasonable effort to maintain informational accuracy. However, all information and any details pertaining to each card offer presented are done so without warranty. After clicking on the "Apply Here" button, make sure to review ALL of the conditions and terms pertaining to that offer on the card issuer's web site.

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