Editor's Review:
Teaming up with Costco, American Express provides great value to people with average credit with the TrueEarnings® Card. This credit card offers a a cash back rewards program that features no limit to the amount of cash rebates you can earn as well as a 0% introductory rate on all new purchases for the first 90 days.
Your TrueEarnings® card works as both an American Express credit card (with the flexible payment feature – meaning you do not have to pay your balance off in full each month if you prefer to make your payments over time) and as your Costco membership card. True to it's name, the TrueEarnings® credit card provides you with 1% cash back on all Costco purchases, and 3% cash rebates on purchases made for gasoline or in restaurants, and 2% back on any travel-related expenses made using the card.
In addition to the rewards program, the TrueEarnings® card from Costco and American Express features many of the card benefits expected of an American Express credit card. Purchases made with your TrueEarnings® credit card are covered with extended warranty, automatically and at no additional cost to you. You will have no liability for transactions and charges which are fraudulently made using the card, provided you report any suspicious activity as soon as you notice it. The TrueEarnings® card is great to have when traveling as well, and features cardholder benefits of automobile rental insurance coverage and up to $100,000 in travel accident insurance when you book your travel arrangements on your credit card.
To avoid paying an annual fee, simply maintain your Costco membership and the TrueEarnings® card from Costco and American Express will not charge you an annual fee. As with all American Express cards, the TrueEarnings® card offers a cash/card replacement program, 24/7 customer service accessibility, an online account management system where you can view previous statements, payment history and make a payment online, lost and stolen luggage assistance, and medical and legal referrals when traveling.
Current Costco members, and anyone considering a Costco membership, would greatly benefit from the TrueEarnings® Card from Costco and American Express.
