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Student Credit Card- Chase +1(SM) Student MasterCard®

Chase +1(SM) Student MasterCard® brought to you by Chase and CreditCardAssist.com, is a student credit card that provides access to the Chase rewards program. Search and compare student credit cards side by side and then apply online for the Chase +1(SM) Student MasterCard®.

Chase +1(SM) Student MasterCard®

0% Introductory APR on All Purchases and Balance Transfers for Up To 3 Months*
No Annual Fee*
Earn 15 Karma Points After Making Your First Purchase*
Earn More Karma Points at Facebook.com/plus1*
Share Points with Friends, Give Points to Support Causes*
Get the Limited Edition Facebook T-Shirt with 10 Karma Points*
Get Music, Movies, Electronics and More with Your Karma Points in the Chase +1 Store*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Purchases, Balance Transfers*	3 Months*	14.99%*	None*	Yes*	Good Credit*

Editor's Review: The Chase +1(SM) Student MasterCard® credit card is a rewards credit card designed specifically for use by college students. The rewards that can be earned through the use of the card are unique to the interests of college students and include such specific reward features as bonus points earned through the Facebook online social networking site. The card offer is a great starter card for a student that wants to start earning rewards that are actually of interest to the student population. However, there’s a high interest rate on this card so it is not suitable for students who plan on carrying a balance on their cards.

The card features and benefits are specifically intended to interest the average college-age individual. Of course, this won’t appeal to all college students but the mainstream college student will find this card appealing. For every one dollar that is spent on the card, one point is earned in rewards. Those points can be accumulated and then redeemed for various things including movies and VIP movie screening tickets, CDs and concert tickets and other entertainment items that are typically of great interest to college students. Points can also be redeemed for some limited travel opportunities, including Spring Break travel discounts.

In addition to the basic rewards features of the card, the Chase +1(SM) Student MasterCard® provides additional benefits, such as bonus points that can be earned at Facebook.com/plus1. College students who are active in online social networking will be particularly interested in this feature. The other special benefits of the card also pertain to college life and include emergency cash replacement, extended warranty offers on some items and other types of credit card benefits.

There is no annual fee on this credit card which makes it good in comparison to other rewards cards. Additionally, there is a three month 0% introductory rate on purchases and balance transfers, paying no interest on things that you buy when you first get the card. However, it should be noted that the post-introductory rate on the Chase +1(SM) Student MasterCard® is higher than average in comparison with other cards of its kind. This means that is designed only for college students who are going to pay off their balance in full each month after the introductory period is over. College students who are able to do that and who are interested in getting the benefits of a student-focused rewards card may find that the Chase +1(SM) Student MasterCard® is one that they want to look at more closely.

(Review Date: October 13, 2008)


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