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Chase Flexible Rewards Platinum Visa® Card
Chase Flexible Rewards Platinum Visa® Card brought to you by Chase and CreditCardAssist.com, an outstanding rewards credit card, cardholders earn points for rewards for travel, merchandise, and more. Search and compare rewards credit cards side by side and then apply online for the Chase Flexible Rewards Platinum Visa® Card. |
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Chase Flexible Rewards Platinum Visa® Card |
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- Earn 1 Point for Every Dollar Spent*
- Earn Airline Tickets, Hotel Stays, or Car Rentals*
- 0% Introductory APR for Up To 12 Months on Purchases and Balance Transfers*
- No Annual Fee*
- Earn Travel with as Little as 25,000 Points*
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases, Balance Transfers*
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Up to 12 Months*
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10.99%*
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None*
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Yes*
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Very Good Credit*
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Editor's Review:
If you have a very good
credit history and are interested in obtaining a credit card with a rewards
program, you might want to consider the Chase Flexible Rewards Platinum Visa®
Card. In addition to its rewards
program, it has an attractive introductory offer that can potentially help you
save a great deal of money.
With the Chase Flexible Rewards Platinum
Visa® Card, you can earn one point for every dollar that you spend on purchases.
It should be noted, however, that there is a cap on the number of points you can
earn with this card. Specifically, you cannot earn more than 5,000 points in
each billing cycle. Therefore, you cannot earn more than 60,000 points in a
year. For most people, this cap is not an issue. If you plan to spend more than
$5,000 per month, however, you might not be interested in this card or you may
wish to apply for a second card that you can use once your 5,000 point limit has
been reached.
Once you've accumulated your points with the card, you can
redeem them for a variety of different rewards. These include cash, travel,
gift certificates, merchandise, and more. In addition, the points never expire
so you can hang onto them until you are ready to spend them.
The card
has an introductory rate that can help you save money on finance charges.
Specifically, it has a 0%
introductory APR that is good towards purchases as well as balance transfers
that are completed up to the first twelve months of card membership. After the
introductory period is complete, the APR is variable and based on the Prime
Rate. Depending upon your credit, the APR is the Prime Rate plus 5.99%, the
Prime Rate plus 9.99% or the Prime Rate plus 14.99%.
It should be noted
that there is a fee for completing balance transfers. With this card, the fee is
determined by calculating 3% of the total amount that was transferred. There is
a $5 minimum charge for balance transfers and a $99 maximum charge. Cash
advances are also assessed a 3% fee, with a $10 minimum and no maximum fee.
The Chase Flexible Rewards Platinum Visa® credit card does not have an
annual fee. Furthermore, additional cardholders can be added for no additional
expense. The card also provides a number of benefits that help keep cardholders
protected. These include purchase protection, extended warranties for purchases,
and zero liability for unauthorized transactions. Cardholders can also request
to receive year-end financial statements.
And for those that enjoy
traveling, the Chase Flexible Rewards Platinum Visa® offers several travel and
emergency assistance services. These include lost and stolen card reporting,
emergency card replacement, emergency cash replacement, travel accident
insurance, and auto rental insurance.
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(Review Date: July 24, 2008)
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