Citibank Credit Cards
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CitiBusiness® World Card


The CitiBusiness® World Card is a Citibank business credit card with no annual fee, 0% introductory APR on purchases and a $100 gift card after making just $300 in purchases within 3 months of the account opening.
CitiBusiness® World Card
  • Designed for businesses with an established credit history
  • $100 gift card - when you redeem the 10,000 bonus ThankYou(R) points received after $300 in purchases within 3 months of account opening
  • 0% intro APR on Purchases for 6 months. After that, 13.24% variable.
  • 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
  • Earn rewards for your business expenses, including purchases made on employee cards
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Credit Needed
0%*
6 Months on Purchases*
13.24%* (Variable)
$0*
N/A*
Excellent Credit*

Editor's Review: The CitiBusiness® World Card, a Citibank credit card, was created for those individuals with excellent credit that wish to keep all of their business-related expenses in one place.

The introductory offer is quite attractive, particularly for a business owner that may have all of the business expenses spread out on a variety of credit cards.

After making $300 in purchases within 3 months of opening the account, cardholders will earn 10,000 bonus ThankYou(R) points, good for a $100 gift card. Cardholders will earn 3 ThankYou points for every $1 spent at certain professional services companies and office supply retailers and then 1 point for every dollar spent on all other purchases.

Cardholders can earn rewards for all of their business expenses that include all purchases made on employee cards as well. For the first 6 months of membership, the cardholder gets 0% APR on all purchases. While balance transfers do not need to be initiated at the time of application, there is a modest balance transfer fee with this card, which varies depending upon the amount transferred.

In addition, the CitiBusiness® World Card offers a variety of additional services. For example, it provides fraud and security protection services and lost wallet service. It also protects cardholders from liability for unauthorized Internet transactions. Cardholders also enjoy purchase protection, extended warranty for purchases, and discounts on a wide variety of goods and services.

For those who like to travel, the CitiBusiness® World Card provides auto rental insurance, lost luggage insurance, emergency translation services, up to $1,000,000 in travel accident insurance, and a variety of additional travel services.

There is no annual fee associated with the CitiBusiness® World Card. In addition, there is no extra cost to add another cardholder to the account.

(Review Date: February 27, 2012)