CitiBusiness® ThankYou(SM) Network

Editor's Review: The CitiBusiness® Card with ThankYouSM Network, which is issued by Citibank, was created with business owners in mind that are looking to manage all of their expenses on one credit card while participating in an attractive reward program.

One of the attractive features of the CitiBusiness® Card with ThankYouSM Network is the 0% APR on purchases. This offer is good throughout the first year of membership. After the introductory period is over, however, the variable APR does resume to being based on the Prime Rate.

The rewards program is another great feature of the CitiBusiness® Card with ThankYouSM Network. With the reward program, the cardholder is able to earn three points for every dollar that is spent on the card making purchases at office supply merchants. The cardholder also earns one point for each dollar that is spent on all other purchases. The points earned with the card can later be redeemed for a variety of services and items.

Cardholders earn 10,000 bonus points after making their first $250 in purchases with the card. There is a 100,000 limit on the number of points that can be earned in a year. In addition, unused points do expire after three years.

The CitiBusiness® Card with ThankYouSM Network offers many perks that cardholders enjoy. For example, it provides lost wallet service, lost and stolen card reporting, and emergency cash and card replacement. It also offers up to $1,000,000 in travel accident insurance, auto rental insurance, lost luggage service, roadside assistance, and personal concierge services. In the interest of safety, the card provides fraud and security protection services and protection from liability for unauthorized transactions. It also provides purchase protection and extended warranty for purchases.

The CitiBusiness® Card with ThankYouSM Network does not have an annual fee. In addition, it does not cost extra to place other cardholders on the account.