Discover® Open Road^SM Card

Discover® Open Road^SM Card from CreditCardAssist.com and Discover Card offers cash back rebates on gas purchases, no annual fee and 0% introductory rate on balance transfers. Search and compare Discover reward cards and apply online for the Discover Open Road Card.

Discover® Open Road(SM) Card

Double Cashback Bonus® on purchases at grocery stores in November and December*
5% to 20% Cashback Bonus at Top Online Retailers*
Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
No Annual Fee
Online Account Access & Bill Payment
*View Discover® Card Rates, Fees, Rewards and Other Important Information

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 Months*	10.99%*	None*	Yes*	Very Good Credit*

Editor's Review: The Discover® Open Road^SM Card is an excellent offer for individuals with very good credit that are interested in participating in a gas reward program.

The Discover® Open Road^SM Card provides cardholders with a full 5% cash rebate for all gas purchases, regardless of where the gas is purchased. General purchases earn back a 1% cash rebate, while participating discount stores and warehouse clubs earn .25% back for the cardholder.

The cash back earnings on general purchases are prorated depending on the amount of money that is spent. The first $1,500 spent on the credit card earns the cardholder a .25% rebate. Expenditures between $1,500 and $3,000 earn back a .5% rebate. All money spent beyond $3,000 earns a full 1% rebate. Cardholders also earn a double Cashback Bonus when they redeem their points for gifts certificates with certain Discover Card Partners.

The cash back rebates earned with the Discover® Open Road^SM Card never expire as long as the card is used at least one time during a three-year period. There is also no limit on how many rebates can be earned each year.

In addition to the cash back rewards program, the Discover® Open Road^SM Card provides additional attractive benefits. For example, it provides cardholders with protection from liability for unauthorized transactions, purchase protection, and fraud and security protection services. It also offers up to $500,000 in travel accident insurance, flight insurance, and auto rental insurance.

The card also offers a 0.00% APR for the first twelve months of membership. This APR is good on all balance transfers made during the first year.

The Discover® Open Road^SM Card does not have an annual fee. In addition, other cardholders can be added to the account for no extra fee. After the introductory period is complete, the APR for purchases is variable and based on the Prime Rate. The APR for cash advances, however, is a fixed 20.99%. Finance charges for the card are determined using the less common "Two Cycles Average Daily Balance" method. This method can be more costly than the "Average Daily Balance" method for cardholders that carry balances from one billing cycle to the next.

(Review Date: July 24, 2008)


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Discover® Open RoadSM Card

Discover® Open Road^SM Card