Doing Business with Chase

I have mentioned the advantages of Advanta credit cards when it comes to business owners, but JP Morgan Chase also has a great deal to offer to credit card holders that you might be interested in exploring further.  In fact, a larger number of credit card companies are now catering to business owners.  These include American Express and Citibank as well. 

The Chase Business Cash Rewards Card offers a 0% introductory APR for the first 12 months.  If you are just starting out your business or if you are in the process of re-organization, the ability to borrow money for your business without having to pay finance charges down the road is a great advantage (assuming you pay the thing off at the end of that first year).  And, your credit line can be as high as $35,000 without having to pay an annual fee.

Since this card is issued through Visa, you also get to take advantage of the benefits typically afforded to business cardholders as a part of the Visa Business Partner Advantage program.  As a member of this program, you receive discounts of up to 20% at a number of other businesses throughout the country.  These include hotel rooms, computer equipment, and car rentals.

Since the card is platinum, you also receive benefits typically associated with these cards, such as lost card reporting, emergency cash and card replacement, purchase protection, and warranty protection.  If you need to travel often for your business, you will appreciate the lost luggage insurance, the primary auto insurance, and the travel and accident insurance of up to $1,000,000. And, since you are running a business, the quarterly management statements provided along with the card can be very beneficial when it comes to tracking your expenses.

In all, this is a well-rounded business credit card that is worth taking another look at.  As always, shop around to find the one that fits your needs the best.