First Premier Bank Card Visa/MasterCard

The First Premier Bank MasterCard from CreditCardAssist.com and First Premier is designed as a credit card for people with bad or less than perfect credit. Search and compare First Premier credit cards and then apply online for the First Premier Bank MasterCard.

First PREMIER Bank MasterCard®

You may qualify for a MasterCard®
Low APR on All Purchases*
Reports to all Four Major Credit Bureaus Monthly*
Access your Account by Phone 24 Hours a Day*
See application for complete list of conditions, terms & fees*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	9.90%*	$48*	N/A*	Bad Credit OK*

Editor's Review: The First PREMIER Bank MasterCard was specifically created for individuals with not so perfect credit that are looking to improve their credit rating while experiencing the freedom and flexibility associated with having a credit card.

Despite being a credit card designed for individuals with poor or limited credit, the First PREMIER Bank MasterCard does have its perks. For instance, it offers a variety of Internet account related services and fraud and security protection services. Perhaps its best feature, however, is the fact that it reports the cardholder's transactions to the four credit bureaus. As a result, the cardholder can establish credit or help repair damaged credit. The card also has a relatively low APR, particularly when compared to similar cards.

As with most cards designed for individuals with poor cards, there are a number of fees associated with the First PREMIER Bank MasterCard. For example, cardholders must pay an account set-up fee of $29 and a program fee of $95. There is also a $48 annual fee and a monthly participation fee of $6. In total, a cardholder will pay $244 for the first year of membership. Each subsequent year will cost $120. The annual fee, program fee, the first month's participation fee, and account set-up fee will all be added to the first statement. These fees are subject to finance charges and are counted against the total available credit. Therefore, the cardholder's available credit is limited until these fees are paid.

The APR for purchases made with the First PREMIER Bank MasterCard is a low fixed 9.90%. Cash advances are subject to a fixed 19.90% rate. Cardholders that fail to make their payment two times in a row or that fail to make their payment on time two times within a six-month period, however, will see their APR raised to a fixed 19.90% for purchases.

The minimum credit limit a cardholder may receive with the card is $250 and the maximum is $1,000. Cardholders that wish to have a credit increase must pay a $25 fee. Those that exceed their credit limit are also assessed a $25 fee. Aside from potentially raising the APR on purchases, late payments result in a $25 fee.

(Review Date: January 11, 2009)


	Search by Card Type

Low Interest Credit Cards

Airlines Credit Cards

Balance Transfer Cards

Business Credit Cards

Reward Credit Cards

Cash Back Credit Cards

Student Credit Cards

Instant Approval Cards

Cards for Bad Credit

Prepaid Debit Cards


	Search by Card Issuer

Citibank®

American Express®

Discover®

MasterCard®

Visa®


	Credit Education

Credit Card Articles

Credit Cards Blog

Credit Resources

Top 50 Most Useful Sites

	About Us \| Contact \| Privacy Statement \| Terms of Use \| Site Map
	© 2005-2009 CreditCardAssist.com. All rights reserved.

*Please be sure to see the specific First Premier Bank credit card application for additional details about the terms of the credit card offer that you are interested in. We make a reasonable effort to maintain informational accuracy. However, all information and any details pertaining to each credit card presented are done so without warranty. After clicking on the "Apply Here" button, make sure to review ALL of the conditions and terms pertaining to that offer on the credit card issuer's web site.

Security Note: All card applications linked to from CreditCardAssist.com utilize Secure SSL Technology.