Editor's Review:
Blue from American Express® is a versatile credit card and ideal for individuals with an established credit history who are looking for an instant online approval and a wide variety of card benefits. This online approval process for this offer is typically very quick and qualified applicants will receive an instant response within seconds. For lesser qualified applicants, American Express may require additional qualifying information in order to verify the applicant's credit worthiness prior to approval.
Besides the instant response feature, Blue from American Express has several unique card features worth noting. Once approved, cardholders will have access to Membership Rewards®, which just happens to be of the best reward programs available in the credit card industry, offering no expiration on reward points and no yearly limit on points accrued.
Additionally, this card charges no annual fee, has a low ongoing APR (which appeals to those planning on carrying monthly card balances), an extended 0% introductory rate on purchases.
Additional benefits with this instant approval credit card offer include account management online, year-end summary statements, fee-free additional cards, auto rental insurance, retail discounts with participating merchants, year-end summary statements, as well as various insurance, travel and emergency assistance services.
(Review Date: February 27, 2012)