Editor's Review:
For those looking to get immediate satisfaction when looking for a credit card option, the Blue Cash from American Express might be for you. For applicants who qualify, Blue Cash from American Express offers an instant online approval, providing potential applicants an almost immediate response.
For most, the online approval process can take several minutes or it can be as quickly as a few seconds. For those who don't get an instant response, American Express may require additional information about the credit worthiness of the potential cardholder and will then notify the applicant by mail for approval, typically within 30 days of submission.
Another primary feature of Blue Cash from American Express card is a cash rebate program, offering cardholders cash back rebates of anywhere from 1.5% cash back to as much as 5% at certain specified retailing categories (see website application for additional details.)
Blue Cash has an introductory interest rate of 0% for up to the first 12 months on purchases, does not charge cardholders an annual fee and has an ongoing APR that is comparably low for purchases, making it a better choice for cardholders who plan to carry monthly balances.
This instant approval card also provides additional benefits and services including buyer's assurance warranty, purchase protection, travel accident insurance as well as "smart card" technology.
(Review Date: February 27, 2012)