Editor's Review:
The Citi® Platinum Select® Card is Citibank's flagship platinum credit card offer. One of the most compelling features about this card is its instant approval and attractive 0% introductory rate, placing it right at the top of both of our low interest credit card and instant approval credit card categories. The intro APR is good for up to a full year and can be applied toward BOTH purchases and balance transfers.
Customers who have good to very good credit can get an instant approval with this credit card. This particular platinum card has a comparably low interest rate and it has no annual fee. For all of you folks interested in cash advances, be mindful of the minimum interest cap (APR "floor") that applies to cash advances on this card.
The Citi® Platinum Select® Card provides what we would describe as "typical" platinum cardholder benefits, including auto rental insurance, fraud protection, and substantial travel accident insurance coverage. However, there are no extraordinary benefits or services available to cardholders comparable to other platinum credit cards.
If you're just looking for a solid, stripped down instant approval platinum credit card with low APR card and balance transfer features, this is a card you should consider highly.
(Review Date: February 27, 2012)