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Credit Cards -> Instant Approval Cards -> Discover® More(SM) Card - Clear

Discover® More(SM) Card - Clear

Discover® More(SM) Card - Clear

Discover® More(SM) Card - Clear from CreditCardAssist.com and Discover Card offers cash back rebates, no annual fee and 0% introductory rate on purchases and balance transfers. Search and compare Discover reward cards and apply online for the Discover® More(SM) Card - Clear.

 
Discover® More(SM) Card - Clear
Discover More Clear
Online Application
  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically*
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners*
  • No Annual Fee*
  • Online Account Access*
  • Online Bill Payment*
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information*
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
0% on Purchases, Balance Transfers*
12 Months*
10.99%*
None*
Yes*
Very Good Credit*
Editor's Review: The Discover More(SM) Card is geared toward those with very good credit who are looking for an instant approval card that are interested in getting a card with an attractive rewards program. With the Cashback Bonus®, you can earn up to 5% cash back on certain purchases with the Cashback Bonus® including gas, home, travel, movies, restaurant purchases and more.

Purchases that do not qualify for the special Cashback Bonus® program, you'll receive up to 1% cashback on purchases. With the Discover More(SM) card, the amount of cash you receive is dependent upon the amount of money you spend within each billing cycle. For the first $1,500 you spend, you receive a 0.25% rebate. For purchases between $1,500 and $3,000, the amount you receive is 0.5%, while purchases over $3,000 earn a 1% rebate.

There's no limit to the amount of rebates you can receive each year and the rebates technically do not expire as long as the account remains active within a 36-month period. It's also possible to double your earnings by trading them in for gift certificates with one of Discover Card’s many merchant partners. So, be certain to keep your account active if you are planning on utilizing your rebates from the purchases you make.

This instant approval credit card also has a good introductory offer that provides new cardholders with a 0% APR on balance transfers and purchases. The special rate for balance transfers remains in effect for twelve months while the purchase rate is valid for six months.

Although there is no annual fee associated with the Discover More(SM) Card, it still does offer several attractive benefits. For example, you can choose from among several different designs for your credit card and you can access your account and other services from the Internet. You also receive emergency card replacement services as well as fraud and security protection services. In addition, this instant approval credit card offers auto rental insurance and up to $500,000 in travel accident insurance. Another benefit to using this card is that it provides you with a number of discounts on services and products through a variety of participating retailers and merchants.

(Review Date: July 24, 2008)
 
 

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