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Credit Cards -> Low Interest Credit Cards -> IN:NYC® Card from American Express

IN:NYC Card from American Express

Low Interest Credit Card - IN:NYC® Card from American Express

IN:NYC® Card from American Express ®, brought to you from CreditCardAssist.com, is designed for those who frequently visit or live in New York City and can take advantage of participating services. This card has an attractive 0% introductory APR for the first 6 months with no annual fee. Search and compare low interest credit cards and apply online for IN:NYC Card from American Express.

 
IN:NYC® Card from American Express
Amex IN:NYC
Online Application
  • Earn One INSIDE(SM) Rewards Point for Virtually Every Eligible Dollar You Spend in New York City*
  • Points have No Expiration Date and You Can Redeem Points for Rewards in New York*
  • 0% APR for 6 Months*
  • No Annual Fee*
Intro APR
Intro APR Period
Regular APR
Annual Fee
Balance Transfers
Credit Needed
0% on Purchases*
6 Months*
As low as 8.99%*
None*
Yes*
Good Credit*
Editor's Review: The IN:NYC Card from American Express Card is a good choice for those who are looking for low interest rate credit cards. Those who live in New York City or who frequent the city will also love taking advantage of this card.

The IN:NYC Card from American Express is a leader in bargain or "cheap" credit cards. The card provides a very attractive 6 month introductory offers, which provides cardholders with a 0% APR on purchases as well as balance transfers. Those looking to move balances off of high interest credit cards will love this offer, as well as those who wish to make purchases with their credit card without worrying about incurring costly finance charges for the first 6 months.

After the introductory is over, cardholders still enjoy a low variable APR, which is based on the Prime Rate. In addition to being one of the best introductory no interest credit cards on the market, the IN:NYC Card from American Express also has no annual fee and there are not fees for adding additional cardholders to the account.

The IN:NYC Card from American Express is more than just another one of your low interest credit cards. It also offers a fantastic rewards program, particularly for those who frequent New York City. With the reward program, cardholders are able to earn one INSIDE Rewards point for each dollar spent on general purchases. Double points can also be earned for every dollar spent on "City Essentials." These include cable and dial-up ISP subscriptions, cell phone service, magazine and newspaper subscriptions, movies, dining, and gym memberships. These points can then be redeemed on things such as airline travel or hotel stays and dining within New York City. In addition, there is no limit on how many points a cardholder can earn with the card and the points earned never xpire.

Cardholders also enjoy the added perk of saving money through the Tuesdays IN:NYC program. This program provides members with 10% off their purchases at merchants such as Jean Paul Gaultier, Nickel, Oasis Day Spa, J&R Music Computer World (on Tuesdays only), and Zabar's. Cardholders also receive discounts at the Guggenheim Museum and gain Priority access to specific venues.

Although many look at the IN:NYC Card from American Express as a reward credit card, it is also a great choice for those searching through low interest rate credit cards. It offers a fantastic introductory APR and a low ongoing interest rate. In addition, it is does not contain hidden fees or annual fees for membership.

(Review Date: October 13, 2008)
 

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