Editor's Review:
The Chase Freedom(SM) Visa card from Chase is designed for those who have excellent credit who are looking for a great cash back rewards program.
This card has one of the more attractive cash back features in the marketplace. Cardholders earn a $100 cash back bonus after spending at least $500 on the card within the first three months of opening their account. The card also features a 0% introductory APR for 15 months on balance transfers AS WELL AS purchases. The rewards program also offers cardholders 5% cash back (paid out on a quarterly basis) for bonus categories such as grocery stores, restaurants and movie theaters.
Additionally, cardholders will earn a 1% rebate for each $1 on all other net purchases as well as up to 10% cash back for select merchants when you shop at Chase’s online store.
There’s a reasonable ongoing APR on purchases (for those who qualify), no annual fee, no earning caps or spending tiers and your cash rebates will never expire.
(Review Date: February 27, 2012)