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No Interest Credit Cards | 0 APR
For those in search of the very best 0 APR and introductory no interest credit cards, you should first start by comparing interest rates or APR’s on cards. If you tend to carry a monthly card balance, several cards outlined below are considered to be among the top low APR credit cards available. While the introductory rate on 0 APR credit cards tends to be short term (6 to 12 months), they are undoubtedly a great way to save money right away.
When choosing to apply for one of these low rate credit cards, the interest rate or APR on the card should obviously be one of the deciding factors in your card application choice. Because of the comparably lower finance charges, many of these 0 interest credit cards are relatively inexpensive alternatives for consumers. The lower the interest rate or APR, the cheaper the card is to carry and the more money you'll save. Typically, your credit has to be excellent to qualify for one of these introductory zero interest credit cards, however. So if you carry a large monthly card balance, a low APR can save you significantly, and in some instances can save cardholders thousands of dollars, depending on the life of the card balance.
At CreditCardAssist.com, we provide a wide selection of free information, tips and advice on how to search, compare and apply for the very best low rate and introductory 0% APR credit card offers available anywhere.
The Capital One® Platinum Prestige(SM) card and the Capital One® VentureOne(SM) Rewards Credit Card are two of CreditCardAssist.com's top introductory zero interest offers. With 0% introductory APR (for extended periods) and a low ongoing APR on purchases and balance transfers, low interest rate credit card offers are an ideal choice for cardholders looking for competitively low interest rates online. Another great low interest credit card to consider is the Citi® Platinum Select® MasterCard®, offering both a low ongoing APR as well as a 0% introductory APR for up to 15 months on all purchases and balance transfers.
Other compelling low interest credit card offers include the Discover® More(SM) Card as well as the Discover® More(SM) American Flag Card. All of these cards offer low introductory APR's, low ongoing interest rates as well as reward programs with reward points or cash back.
Zero Interest - 0 APR Credit Cards - Reviews
We've listed a variety of the top introductory no interest and 0 APR credit card offers available online from the leading credit card issuers and banks below. You can search and compare each of the low interest rate card offers available and apply online today. If you don't switch cards frequently and are looking for one central card for all of your long term charges, you could save a bundle with one of these card offers. Get the low rate deal you deserve with a recommendation from CreditCardAssist.com! These top pick low APR card offers are most suitable for individuals with good to excellent credit.
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Capital One® VentureOne(SM) Rewards Credit Card |
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- 1.25 Miles Per Dollar on Every Purchase, Every Day
- Redeem Miles for Airline Tickets, Hotel Rooms, Car Rentals and More
- No Limit on the Miles You Can Earn and Miles Won't Expire
- Fly Free on Any Airline, Any Time with No Blackout Dates
- Use Rewards for Travel, Merchandise, Gift Cards and More
- 0% Intro APR on Purchases Until August 2011
- No Foreign Transaction Fees
- No Annual Fee
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases*
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Until August 2011*
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13.90% (V)*
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None*
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Yes*
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Excellent Credit
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Editor's Review:
The Capital One VentureOne(SM) Rewards Credit Card is a perfect card for individuals with excellent credit who want to earn airline miles
...more info
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Discover® More(SM) Card |
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- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Balance Transfers, Purchases*
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15 Months or 6 Months*
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11.99% - 20.99%* (V)
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None*
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Yes*
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Excellent Credit*
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Editor's Review:
Upon approval, cardholders will enjoy an introductory 0% APR on purchases for the first 6 months and balance transfers for a full 15 months. And after the introductory APR period expires, the regular APR for this card is very low comparable to other similar cards, making it one of the most attractive low APR cards on the market. But do keep in mind that only better qualifying applicants will receive the lowest qualifying APR available.
...more info
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Capital One® No Hassle Cash(SM) Rewards Card |
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- 2% Cash Back on Gas and Groceries
- 1% Cash Back on All Other Purchases
- No Limit on the Cash You Can Earn and Cash Won't Expire
- Redeem Cash Rewards for Statement Credit, Check or Gift Card
- Get You Cash Back Whenever You Want, Even Set Up Automatic Redemption
- 0% Intro APR on Purchases until August 2011
- No Foreign Transaction Fees
- No Annual Fee
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases*
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Until August 2011*
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14.90% (V)*
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None*
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Yes*
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Excellent Credit*
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Editor's Review:
The Capital One® No Hassle Cash(SM) Rewards card is ideal if you have excellent credit and are interested in earning cash rewards...
...more info
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Citi® Platinum Select® MasterCard® |
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- 0% Intro APR on Balance Transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate.*
- Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0%*
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18 Months on Balance Transfers
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11.99% - 19.99%* (Variable)
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None*
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Yes*
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Excellent Credit*
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Editor's Review:
The Citi® Platinum Select® MasterCard® is one of Citibank's overall best credit card offers. While compared to other platinum card offers, it might appear to be a somewhat stripped down offer because it does not provide any rewards offer in combination, but for applicants who don't require a rewards program and are looking for a competitively low intro as well as a low ongoing APR, the Citi Platinum Select MasterCard® is a solid credit card offer worth taking a good look at.
...more info
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Capital One® Venture(SM) Rewards Credit Card |
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- 2 Miles Per Dollar on Every Purchase, Every Day
- 10,000 Bonus Miles When You Spend $1,000 in Your First 3 Months
- No Limit on the Miles You Can Earn and Miles Won't Expire
- Fly Free on Any Airline, Any Time With No Blackout Dates
- No Foreign Transaction Fees
- Exclusive Award-Winning Customer Service
- Visa Signature® Benefits Like Complimentary Concierge and Travel Upgrades
- First Year's Annual Fee Is On Us
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
N/A*
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N/A*
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13.90% (V)*
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$59; Waived 1st Year
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Yes
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Excellent Credit
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Editor's Review:
The Capital One Venture(SM) Rewards Credit Card is the perfect card for individuals with excellent credit who want to earn airline miles rewards for all of their purchases.
...more info
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Chase Freedom® Visa - $50 Bonus Cash Back |
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- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Earn $50 Bonus Cash Back after first purchase
- Up to an additional 20% cash back when you shop online at select merchants through Chase
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases, Balance Transfers*
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12 Months on Balance Transfer*
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As Low As 12.99% (Variable*)
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None*
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Yes*
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Good Credit*
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Editor's Review:
The Chase Freedom® Visa - $50 Bonus Cash Back card, from Chase, is designed for those who have good or excellent credit who are looking for a comparably low or reasonable ongoing APR on purchases as well as cash back on their purchases
...more info
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Capital One® Platinum Prestige Credit Card |
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- 0% Intro APR Until August 2011 on Balance Transfers, Processed in as Little as
48 Hours
- 0% Intro APR Until August 2011 on Purchases
- Transfer Your Higher-Rate Balances
- $0 Fraud Liability if Your Card is Lost or Stolen
- 24-Hour Travel & Emergency Assistance Gives You a Replacement Card and
Cash Advance
- 24-Hour Roadside Assistance
- Travel Accident Insurance
- No Annual Fee
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases, Balance Transfers*
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Until August 2011*
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11.90% (V)*
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None*
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Yes*
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Excellent Credit*
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Editor's Review:
The Capital One® Platinum Prestige Credit Card is designed for those with excellent credit who want a credit card with a very low introductory rate
...more info
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Looking for more articles and free information on 0% APR credit card offers? We've provided more articles, tips, advice and resources below: - 0% APR Credit Card Facts - Almost all credit card companies offer an incentive 0% APR during the introductory months of card membership, usually the first six to twelve months. With these enticing credit card offers, many consumers just grab the opportunity and forget to look deeper than just the interest rates involved in the first "honeymoon" year. Don't forget to research the facts about these card offers, including ...
- Lure for Large Card Balances - Anyone with outstanding credit card debt must find the lure of a 0% APR credit card extremely attractive. Interest free debt is extremely attractive, particularly for people with large outstanding credit balances who fully understand how debilitating interest and finance charges can be. But there are a few things to be aware of regarding 0% APR credit cards...
- Maximize Your 0% APR Credit Cards - One of the easiest ways to reduce some of your monthly payments might be with a
0% APR credit card, especially if you currently have a few other cards in which
you are paying interest on balances carried over from month to month. Here are a
few things you should look for in order maximize your benefits...
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