Editor's Review:
The Discover® More (SM) Card – Monogram is a great option for someone with good credit looking for both a 0% introductory rate and low ongoing APR as well as a cash rewards feature. Discover® More (SM) Card – Monogram also features the option of selecting a personalized design which displays the cardholder's intials on the front of the card.
The card has no annual fee, a 0% introductory rate on purchases and balance transfers for six months. For those that can qualify for the card, the ongoing APR is comparably low to similar offers in the low interest category.
The rewards program features a 5% Cashback Bonus® in categories such as gas, restaurants, travel, movies, and more. Cardholders can also earn up to a 1% Cashback Bonus® on all other purchases as well. There is no limit on the rebate amounts that can be earned and rebates will not expire as long as the account remains active within a 36-month period.
(Review Date: January 14, 2012)