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Discover® More(SM) Card - American Flag |
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- 5% to 20% Cashback Bonus at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access & Bill Payment
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
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Intro APR
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Intro APR Period
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Regular APR
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Annual Fee
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Balance Transfers
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Credit Needed |
0% on Purchases*
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6 Months*
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10.99%*
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None*
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Yes*
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Good Credit*
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Editor's Review:
The Discover More American Flag Card one of the best low interest rate credit cards available to those who have very good credit. In addition, unlike many cheap credit cards, it offers a variety of perks and privileges, including a cash back rewards program.
The Discover More American Flag Card offers cardholders an attractive 0% introductory APR, which is good on all purchases and balance transfers made during the first six months of membership. After this introductory period is complete, the variable APR, which is based on the Prime Rate, remains low - even when compared to credit cards without special rewards programs.
The Discover More American Flag Card also have additional perks that cardholders enjoy. For example, it provides auto rental insurance and up to $500,000 in travel accident insurance. It also offers fraud and protection from liability for unauthorized transactions, security protection services, and discounts on services and products from a variety of retailers and merchants.
Unlike many low interest rate credit cards, the Discover More American Flag Card has more to offer than just a low APR. It also provides cardholders with access to an excellent cash rewards program.
Through the cash back rewards program, cardholders earn a 5% cash rebate for all purchases they make at specific merchants. General purchases earn up to 1% cash back, while purchase made at certain discount stores and warehouse clubs earn back .25%. The first $1,500 the cardholder spends on general purchases earns back .25%. All expenditures between $1,500 and $3,000 earn .5% back, while purchases over $3,000 earns back 1%. In addition, cardholders can earn a double Cashback Bonus by redeeming their rebates for gift certificates with certain Discover Card Partners.
There is no limit on the number of rebates a cardholder can earn on an annual basis. In addition, rebates earned with the card never expire if the cardholder keeps the account active at least one time during a 3-year period.
Unlike most low interest credit cards offering cash back reward programs, the Discover More American Flag Card has no annual fee. In addition, there is no cost to add another cardholder to the account. At the end of the introductory period, the variable APR, which remains low, is based on the Prime Rate.
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(Review Date: July 24, 2008)
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