Orchard Bank Classic Mastercards
The Orchard Bank Classic MasterCards® are an ideal credit card for those with less than perfect credit or for those with limited credit history.
Orchard Bank Classic MasterCard
- An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
Intro Rate
Intro Period
Reg. Rate
Annual Fee
Balance
Transfers
Transfers
Credit Needed
N/A*
N/A*
7.90% - 28.90%*
See Terms*
N/A*
Bad Credit OK*
Editor's Review:
The Orchard Bank Classic MasterCard is a card meant for those with poor or limited credit history. It is distributed by HSBC Bank Nevada and is an alternative to a secured credit card, which often will not have a positive impact on your credit score.
Even though this card is meant for people without the best of credit, it still offers several notable benefits. For instance, the interest rate isn’t particularly high and you get more flexibility with this card than you would with a secured credit card. And since this card reports to the major credit bureaus, you will actually be helping out your credit score so long as you consistently make your payments on time.
Several other benefits are also available including emergency card replacement, stolen card reporting, and a no liability policy on all unauthorized transactions. To add to this card’s convenience, you can access your account online and can even select your payment due date.
When you get down to it, the Orchard Bank Classic MasterCard is a solid offer for people with mediocre credit or little history to speak of to improve their credit history in order to move onto greener pastures, so to speak. And unlike a secured credit card, this one reports to the three major credit bureaus, so your good credit status is constantly being updated.
So, if you will only carry a balance some of the time and really want to see an improvement in your credit score, fast, the Orchard Bank Classic MasterCard might be right up your alley.
