Privacy Statement

TRUSTe Privacy Program

Optimum Interactive LLC is a licensee of the TRUSTe Privacy Program. TRUSTe is an independent, non-profit organization whose mission is to build users’ trust and confidence in the Internet by promoting the use of fair information practices. This privacy statement covers the Web site www.creditcardassist.com. Because this Web site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance by TRUSTe.

If you have questions or concerns regarding this statement, you should first contact Bill Hazelton at privacy@creditcardassist.com. If you do not receive acknowledgement of your inquiry or your inquiry has not been satisfactorily addressed, you should contact TRUSTe at http://www.truste.org/consumers/watchdog_complaint.php

TRUSTe will then serve as a liaison with us to resolve your concerns.

Information Collection and Use

CreditCardAssist.com is committed to protecting your privacy. You can access CreditCardAssist.com and browse our site without disclosing any of your personal data. CreditCardAssist.com does not collect personal information about individuals such as names, mailing and/or e-mail addresses unless it is knowingly provided by the individual and he/she has agreed upon the CreditCardAssist.com usage terms or as described within the “Cookies” and “Log Files” statements below. Information is not collected about visitors to our site or from other sources, such as public records or bodies, or from private organizations.

We collect personally identifiable information that you may provide on the CreditCardAssist.com Blog (http://www.creditcardassist.com/blog/), or alternatively, when you use our “Contact Us” page. We collect information such as your name, username, email address, and any personal messages or comments. We use the information provided in the “Contact Us” form to respond to your inquiries via email. You may not opt-out of receiving our responses.

If you use the CreditCardAssist.com blog, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit in these forums. Our privacy policy governs the collection and use of all information collected on the CreditCardAssist.com Blog.

Log Files

As it is the case with most Web sites, we gather certain information automatically and store it in our server log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and click stream data.

We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about our user base as a whole.

We do not link this automatically-collected data to personally identifiable information.

We use a third-party tracking service that uses cookies to track non-personally identifiable information about visitors to our site in the aggregate such as usage and volume statistics to improve the content, conversion and functionality of our Web site.

Cookies

A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We use cookies on this site. We do not link the information we store in cookies to any personally identifiable information you submit while visiting CreditCardAssist.com.

We use both session ID cookies and persistent cookies. We use session cookies to make it easier for you to navigate our site. A session ID cookie expires when you close you browser. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your Internet browser’s “help” file.

We set a persistent cookie to store your passwords, so you don’t have to enter it more than once. Persistent cookies also enable us to track, target the interests of our users to enhance the experience on our site.

If you reject cookies, you may still use our site, but your ability to use some areas of our site, such as contests or surveys, will be limited.

Some of our business partners (e.g., advertisers) use cookies on our site. We have no access to or control over these cookies.

This privacy statement covers the use of cookies by CreditCardAssist.com only and does not cover the use of cookies by any advertisers.

Links to Other Sites

This Web site contains links to other sites that are not owned or controlled by Optimum Interactive LLC.

Please note that CreditCardAssist.com has financial relationships with some of the merchants mentioned here. CreditCardAssist.com may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

Please be aware that we, Optimum Interactive, are not responsible for the privacy practices of such other sites.

We encourage you to be aware when you leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information.

This privacy statement applies only to information collected by this Web site.

Changes in this Privacy Statement

Amendments to this statement will be posted at this URL and will be effective when posted. Your continued use of this Website following the posting of any amendment, modification or change shall constitute your acceptance thereof.

If we decide to change our privacy policy, we will post those changes to this privacy statement and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.

Disclosure of Information

CreditCardAssist.com will not share, sell, trade, or rent any of your personal information with third parties for any reason including marketing. We do not automatically log personal data or link information automatically logged by other means with personal data about specific individuals. However, we may use IP addresses to compile and provide non-personal demographics about our visitors, pages visited, traffic patterns, and profile data. This information may also be related to third parties, but will not include any personally identifying information. IP addresses are not linked to personally identifiable information.

Legal Disclaimer

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Web site. CreditCardAssist.com may release account information when such release is reasonably necessary to comply with the law, enforce the terms of any of our user agreements; or protect the rights, property, and safety of CreditCardAssist.com, the users of its site, or others.

Security

The security of your personal information is extremely important to us. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet or method of electronic storage is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

If you have any questions about the security on our Web site, send an email to privacy@creditcardassist.com

Access to Personally Identifiable Information

If you would like a blog post removed from the site, you may do so by sending an email request to info@creditcardassist.com with the URL of the post as well as a brief explanation for the request for removal. In addition, if you have contacted us via email and your email address changes, please contact us again at info@creditcardassist.com so that we may respond.

Company Information If you have any questions, comments or concerns specifically about our privacy policies, please direct them to: privacy@creditcardassist.com

Corporate Headquarters:

Optimum Interactive LLC
CreditCardAssist.com
6700 Sheltondale Ave., Suite 100
Los Angeles, CA 91307